How much do SBA lenders typically lend to a record production and distribution business?

The median SBA approval in NAICS 512250 is $50,000, with the middle 80% of loans between $7,500 and $922,200. Across all industries the median is $180,000.

Which lenders are most active in record production and distribution?

By dollars approved: Wells Fargo Bank, Newtek Bank, First-Citizens Bank & Trust Company, Newtek Small Business Finance, Inc., Readycap Lending, LLC. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Advertiser disclosure: Some links on this page earn us a commission. Compensation never affects our data, our rankings, or which lenders we cover. How we make money.

NAICS 512250 · Information

SBA loans for record production and distribution

55 SBA loans worth $15.9M have been approved in this industry since FY2010 - the #832 most-financed NAICS code in the country.

Median loan

$50,000

-72% vs all industries

Typical range

$8K-$922K

Middle 80%

Median rate

10.50%

7(a) initial note rate

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Wells Fargo Bank	8	$2.8M
Newtek Bank	6	$2.8M
First-Citizens Bank & Trust Company	1	$2.7M
Newtek Small Business Finance, Inc.	3	$1.4M
Readycap Lending, LLC	5	$1.3M
Western State Bank	1	$945K
Harvest Small Business Finance, LLC	1	$922K
JPMorgan Chase Bank	3	$633K
TD Bank	10	$525K
Celtic Bank Corporation	4	$500K

Geography

Where these loans were made

State	Loans	Share
California	13
New York	11
Florida	5
Pennsylvania	4
Maryland	3
New Jersey	2
Arizona	2
Washington	2

An SBA 7(a) lender for loans this size

82% of the SBA loans approved in record production and distribution since FY2010 were under $350,000. SmartBiz makes SBA 7(a) loans up to $500,000. It is shown here as a separate, labelled option, outside the data rankings on this page. You apply on their site - we do not take applications and never see your information.

Check options with SmartBiz

We may be paid if you apply through this link. It does not change what we publish, and no lender can buy a place in our rankings. Details.

Approvals by fiscal year

’16

’17

’18

’19

’20

’21

’22

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
45%
$50K - $150K
18%
$150K - $350K
18%
$350K - $1M
11%
$1M - $2M
2%
Over $2M
5%

Nearby

Other information industries

See the sector

Motion Picture and Video Production1,972 · $85,000 Computing Infrastructure Providers, Data Processing, Web Hosting, and Related Services1,626 · $157,250 Software Publishers791 · $100,000 All Other Telecommunications552 · $181,000 All Other Information Services418 · $139,200 Motion Picture Theaters381 · $487,900 Internet Publishing and Broadcasting and Web Search Portals371 · $63,200 Sound Recording Studios352 · $125,000

Common questions

How much do SBA lenders typically lend to a record production and distribution business?: The median SBA approval in NAICS 512250 is $50,000, with the middle 80% of loans between $7,500 and $922,200. Across all industries the median is $180,000.
Which lenders are most active in record production and distribution?: By dollars approved: Wells Fargo Bank, Newtek Bank, First-Citizens Bank & Trust Company, Newtek Small Business Finance, Inc., Readycap Lending, LLC. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

We are a publisher, not a lender or broker. We never take applications and are never paid by borrowers. Read the full disclosures.