How much do SBA lenders typically lend to a all other nondepository credit intermediation business?

The median SBA approval in NAICS 522298 is $250,000, with the middle 80% of loans between $20,000 and $950,200. Across all industries the median is $180,000.

Which lenders are most active in all other nondepository credit intermediation?

By dollars approved: Central Bank, Mortgage Capital Development Corporation, Wells Fargo Bank, U.S. Bank, BankUnited. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is all other nondepository credit intermediation considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 5.2% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.

NAICS 522298 · Finance & Insurance

SBA loans for all other nondepository credit intermediation

135 SBA loans worth $51.4M have been approved in this industry since FY2010 - the #619 most-financed NAICS code in the country.

Median loan

$250,000

+39% vs all industries

Typical range

$20K-$950K

Middle 80%

Median rate

6.00%

7(a) initial note rate

Median term

10 yr

Charge-off rate

5.2%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Central Bank	4	$4.4M
Mortgage Capital Development Corporation	5	$3.6M
Wells Fargo Bank	17	$2.8M
U.S. Bank	10	$2.8M
BankUnited	2	$2.2M
Nevada State Development Corporation	3	$2.2M
First Bank	2	$1.7M
Evergreen Business Capital	3	$1.5M
Centennial Bank	2	$1.4M
Hana Bank USA	3	$1.4M

Geography

Where these loans were made

State	Loans	Share
California	29
Florida	16
Washington	8
Texas	7
Missouri	6
Georgia	5
Nevada	5
New Jersey	5

Approvals by fiscal year

’10

’11

’12

’13

’14

’15

’16

’17

’18

’19

’20

’21

’22

’25

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
17%
$50K - $150K
19%
$150K - $350K
21%
$350K - $1M
33%
$1M - $2M
8%
Over $2M
1%

Nearby

Other finance & insurance industries

See the sector

Insurance Agencies and Brokerages10,623 · $171,000 Investment Advice2,974 · $264,500 Portfolio Management and Investment Advice737 · $250,000 Mortgage and Nonmortgage Loan Brokers493 · $182,000 Miscellaneous Financial Investment Activities411 · $187,500 All Other Insurance Related Activities401 · $100,000 Portfolio Management392 · $225,500 Financial Transactions Processing, Reserve, and Clearinghouse Activities280 · $250,000

Common questions

How much do SBA lenders typically lend to a all other nondepository credit intermediation business?: The median SBA approval in NAICS 522298 is $250,000, with the middle 80% of loans between $20,000 and $950,200. Across all industries the median is $180,000.
Which lenders are most active in all other nondepository credit intermediation?: By dollars approved: Central Bank, Mortgage Capital Development Corporation, Wells Fargo Bank, U.S. Bank, BankUnited. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is all other nondepository credit intermediation considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 5.2% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.

We are a publisher, not a lender or broker. We never take applications and are never paid by borrowers. Read the full disclosures.