NAICS 522310 · Finance & Insurance
SBA loans for mortgage and nonmortgage loan brokers
493 SBA loans worth $196.7M have been approved in this industry since FY2010 - the #343 most-financed NAICS code in the country.
Median loan
$182,000
+1% vs all industries
Typical range
$28K-$916K
Middle 80%
Median rate
7.25%
7(a) initial note rate
Median term
10 yr
Charge-off rate
11.1%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Mortgage Capital Development Corporation | 7 | $12.7M | |
| Enterprise Bank & Trust | 11 | $11.7M | |
| Wells Fargo Bank | 24 | $10.9M | |
| Byline Bank | 4 | $9.2M | |
| U.S. Bank | 9 | $7.3M | |
| Columbia Bank | 13 | $7.0M | |
| Newtek Bank | 18 | $6.9M | |
| California Statewide Certified Development Corporation | 5 | $6.5M | |
| Business Finance Capital | 5 | $5.6M | |
| America First Federal Credit Union | 6 | $5.1M |
Approvals by fiscal year
’10
’11
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’14
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’16
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’18
’19
’20
’21
’22
’23
’24
’25
’26
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K14%
- $50K - $150K22%
- $150K - $350K29%
- $350K - $1M26%
- $1M - $2M6%
- Over $2M3%
Nearby
Other finance & insurance industries
Insurance Agencies and Brokerages10,623 · $171,000Investment Advice2,974 · $264,500Portfolio Management and Investment Advice737 · $250,000Miscellaneous Financial Investment Activities411 · $187,500All Other Insurance Related Activities401 · $100,000Portfolio Management392 · $225,500Financial Transactions Processing, Reserve, and Clearinghouse Activities280 · $250,000Claims Adjusting254 · $110,500
Common questions
- How much do SBA lenders typically lend to a mortgage and nonmortgage loan brokers business?
- The median SBA approval in NAICS 522310 is $182,000, with the middle 80% of loans between $27,700 and $916,000. Across all industries the median is $180,000.
- Which lenders are most active in mortgage and nonmortgage loan brokers?
- By dollars approved: Mortgage Capital Development Corporation, Enterprise Bank & Trust, Wells Fargo Bank, Byline Bank, U.S. Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is mortgage and nonmortgage loan brokers considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 11.1% were charged off, versus 7.6% across all SBA lending. That is materially above average, which in practice tends to mean tighter underwriting, more collateral, or a larger equity injection.
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