NAICS 524127 · Finance & Insurance
SBA loans for direct title insurance carriers
60 SBA loans worth $18.1M have been approved in this industry since FY2010 - the #811 most-financed NAICS code in the country.
Median loan
$150,000
-17% vs all industries
Typical range
$25K-$561K
Middle 80%
Median rate
6.75%
7(a) initial note rate
Median term
10 yr
Charge-off rate
0.0%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| First Interstate Bank | 1 | $3.2M | |
| The Huntington National Bank | 7 | $3.1M | |
| BMO Bank | 1 | $1.1M | |
| Wells Fargo Bank | 2 | $1.0M | |
| Washington Trust Bank | 2 | $910K | |
| JPMorgan Chase Bank | 5 | $817K | |
| ChoiceOne Bank | 1 | $800K | |
| First Horizon Bank | 1 | $561K | |
| Old National Bank | 1 | $544K | |
| Zions Bank, A Division of | 6 | $542K |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| Florida | 13 | |
| Utah | 10 | |
| Michigan | 5 | |
| Montana | 4 | |
| New Mexico | 4 | |
| New Jersey | 3 | |
| Texas | 3 | |
| New York | 3 |
Approvals by fiscal year
’10
’11
’12
’13
’14
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
’26
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K18%
- $50K - $150K28%
- $150K - $350K33%
- $350K - $1M13%
- $1M - $2M3%
- Over $2M3%
Nearby
Other finance & insurance industries
Insurance Agencies and Brokerages10,623 · $171,000Investment Advice2,974 · $264,500Portfolio Management and Investment Advice737 · $250,000Mortgage and Nonmortgage Loan Brokers493 · $182,000Miscellaneous Financial Investment Activities411 · $187,500All Other Insurance Related Activities401 · $100,000Portfolio Management392 · $225,500Financial Transactions Processing, Reserve, and Clearinghouse Activities280 · $250,000
Common questions
- How much do SBA lenders typically lend to a direct title insurance carriers business?
- The median SBA approval in NAICS 524127 is $150,000, with the middle 80% of loans between $25,000 and $560,700. Across all industries the median is $180,000.
- Which lenders are most active in direct title insurance carriers?
- By dollars approved: First Interstate Bank, The Huntington National Bank, BMO Bank, Wells Fargo Bank, Washington Trust Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is direct title insurance carriers considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 0.0% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.
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