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NAICS 531190 · Real Estate
SBA loans for lessors of other real estate property
637 SBA loans worth $491.3M have been approved in this industry since FY2010 - the #289 most-financed NAICS code in the country.
Median loan
$430,000
+139% vs all industries
Typical range
$71K-$1.9M
Middle 80%
Median rate
5.75%
7(a) initial note rate
Median term
20.3 yr
Charge-off rate
5.3%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| The Bancorp Bank | 20 | $31.7M | |
| Banc of California | 10 | $17.0M | |
| U.S. Bank | 18 | $12.9M | |
| Pinnacle Bank | 7 | $11.9M | |
| The Huntington National Bank | 7 | $10.8M | |
| Newtek Small Business Finance, Inc. | 11 | $10.2M | |
| JPMorgan Chase Bank | 12 | $9.5M | |
| Wells Fargo Bank | 12 | $9.2M | |
| TD Bank | 11 | $9.0M | |
| Old National Bank | 5 | $8.0M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| California | 61 | |
| Texas | 51 | |
| New York | 45 | |
| Minnesota | 33 | |
| Indiana | 33 | |
| Ohio | 25 | |
| Florida | 23 | |
| Pennsylvania | 22 |
An SBA 7(a) lender for loans this size
42% of the SBA loans approved in lessors of other real estate property since FY2010 were under $350,000. SmartBiz makes SBA 7(a) loans up to $500,000. It is shown here as a separate, labelled option, outside the data rankings on this page. You apply on their site - we do not take applications and never see your information.
Check options with SmartBizWe may be paid if you apply through this link. It does not change what we publish, and no lender can buy a place in our rankings. Details.
Approvals by fiscal year
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K6%
- $50K - $150K12%
- $150K - $350K23%
- $350K - $1M35%
- $1M - $2M14%
- Over $2M9%
Franchise brands in Lessors of Other Real Estate Property
| Franchise brand | Loans | Approved | Share |
|---|---|---|---|
| Dairy Queen Grill & Chill | 2 | $3.9M | |
| Grease Monkey | 2 | $2.6M | |
| Kiddie Academy | 2 | $10.0M | |
| Motel 6 | 1 | $2.0M | |
| Famous Dave's | 1 | $1.9M | |
| Koa Kampgrounds | 1 | $1.7M | |
| Ace Hardware | 1 | $1.8M | |
| Culver's | 1 | $3.0M | |
| Salons by JC | 1 | $531K | |
| Captain D's | 1 | $836K |
Brands with the most SBA loans recorded under this NAICS code, among brands with at least 10 loans in the file.
Nearby
Other real estate industries
Common questions
- How much do SBA lenders typically lend to a lessors of other real estate property business?
- The median SBA approval in NAICS 531190 is $430,000, with the middle 80% of loans between $70,500 and $1,893,000. Across all industries the median is $180,000.
- Which lenders are most active in lessors of other real estate property?
- By dollars approved: The Bancorp Bank, Banc of California, U.S. Bank, Pinnacle Bank, The Huntington National Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is lessors of other real estate property considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 5.3% were charged off, versus 7.6% across all SBA lending. That is below average, which generally makes lenders more comfortable with the sector.
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