How much do SBA lenders typically lend to a passenger car leasing business?

The median SBA approval in NAICS 532112 is $250,000, with the middle 80% of loans between $15,000 and $500,000. Across all industries the median is $180,000.

Which lenders are most active in passenger car leasing?

By dollars approved: b1BANK, OakStar Bank, Advantage Certified Development Corporation, The Huntington National Bank, Readycap Lending, LLC. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

NAICS 532112 · Real Estate

SBA loans for passenger car leasing

48 SBA loans worth $18.9M have been approved in this industry since FY2010 - the #868 most-financed NAICS code in the country.

Median loan

$250,000

+39% vs all industries

Typical range

$15K-$500K

Middle 80%

Median rate

9.75%

7(a) initial note rate

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
b1BANK	1	$2.7M
OakStar Bank	1	$2.7M
Advantage Certified Development Corporation	1	$2.6M
The Huntington National Bank	6	$2.1M
Readycap Lending, LLC	3	$1.3M
Newtek Bank	4	$1.3M
Hana Bank USA	1	$1.0M
Northeast Bank	2	$700K
North Texas Certified Development Corporation	1	$500K
Small Business Growth Corporation	1	$488K

Geography

Where these loans were made

State	Loans	Share
Texas	8
New York	7
California	6
Florida	3
Pennsylvania	3
Minnesota	3
Illinois	2
Maryland	2

Approvals by fiscal year

’10

’11

’12

’14

’15

’16

’17

’18

’19

’21

’22

’23

’24

’25

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
21%
$50K - $150K
17%
$150K - $350K
21%
$350K - $1M
33%
$1M - $2M
2%
Over $2M
6%

Nearby

Other real estate industries

See the sector

Offices of Real Estate Agents and Brokers4,900 · $100,000 Lessors of Miniwarehouses and Self-Storage Units3,561 · $839,000 Lessors of Nonresidential Buildings3,432 · $515,000 Residential Property Managers2,560 · $150,000 Other Activities Related to Real Estate2,207 · $200,000 Other Commercial and Industrial Machinery and Equipment Rental and Leasing1,472 · $282,500 Nonresidential Property Managers705 · $221,000 General Rental Centers690 · $270,000

Common questions

How much do SBA lenders typically lend to a passenger car leasing business?: The median SBA approval in NAICS 532112 is $250,000, with the middle 80% of loans between $15,000 and $500,000. Across all industries the median is $180,000.
Which lenders are most active in passenger car leasing?: By dollars approved: b1BANK, OakStar Bank, Advantage Certified Development Corporation, The Huntington National Bank, Readycap Lending, LLC. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

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