How much do SBA lenders typically lend to a all other legal services business?

The median SBA approval in NAICS 541199 is $75,000, with the middle 80% of loans between $10,000 and $680,000. Across all industries the median is $180,000.

Which lenders are most active in all other legal services?

By dollars approved: The Huntington National Bank, Wells Fargo Bank, BayFirst National Bank, U.S. Bank, Live Oak Banking Company. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is all other legal services considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 12.6% were charged off, versus 7.6% across all SBA lending. That is materially above average, which in practice tends to mean tighter underwriting, more collateral, or a larger equity injection.

NAICS 541199 · Professional Services

SBA loans for all other legal services

612 SBA loans worth $136.8M have been approved in this industry since FY2010 - the #300 most-financed NAICS code in the country.

Median loan

$75,000

-58% vs all industries

Typical range

$10K-$680K

Middle 80%

Median rate

8.25%

7(a) initial note rate

Median term

10 yr

Charge-off rate

12.6%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
The Huntington National Bank	35	$16.6M
Wells Fargo Bank	60	$7.5M
BayFirst National Bank	33	$5.7M
U.S. Bank	32	$5.5M
Live Oak Banking Company	4	$5.5M
Peapack Private Bank and Trust	2	$5.3M
BancFirst	6	$4.7M
California Statewide Certified Development Corporation	4	$4.2M
JPMorgan Chase Bank	47	$3.7M
Celtic Bank Corporation	21	$3.2M

Geography

Where these loans were made

State	Loans	Share
California	123
Texas	61
New York	55
Florida	41
Massachusetts	26
Arizona	24
Pennsylvania	21
Ohio	20

Approvals by fiscal year

’10

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Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
36%
$50K - $150K
29%
$150K - $350K
17%
$350K - $1M
14%
$1M - $2M
3%
Over $2M
1%

Nearby

Other professional services industries

See the sector

Offices of Lawyers11,836 · $144,350 All Other Professional, Scientific, and Technical Services8,195 · $200,000 Veterinary Services7,303 · $514,600 Offices of Certified Public Accountants6,420 · $177,000 Engineering Services5,789 · $200,000 Administrative Management and General Management Consulting Services5,634 · $93,000 Custom Computer Programming Services5,171 · $150,000 Other Computer Related Services4,654 · $160,000

Common questions

How much do SBA lenders typically lend to a all other legal services business?: The median SBA approval in NAICS 541199 is $75,000, with the middle 80% of loans between $10,000 and $680,000. Across all industries the median is $180,000.
Which lenders are most active in all other legal services?: By dollars approved: The Huntington National Bank, Wells Fargo Bank, BayFirst National Bank, U.S. Bank, Live Oak Banking Company. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is all other legal services considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 12.6% were charged off, versus 7.6% across all SBA lending. That is materially above average, which in practice tends to mean tighter underwriting, more collateral, or a larger equity injection.

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