NAICS sector 54

Professional, Scientific, and Technical Services

Name: SBA lending in Professional, Scientific, and Technical Services
Creator: U.S. Small Business Administration
License: https://www.usa.gov/government-works

101,046 SBA loans worth $36.91B across 49 industries in this sector.

Loans

101,046

Approved

$36.91B

Median loan

$150,000

Median term

10 yr

Charge-off rate

6.6%

vs 7.6% all sectors

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Inside the sector

All 49 industries

Industry	NAICS	Loans	Median loan	Median rate	Charge-off
Offices of Lawyers	541110	11,836	$144,350	7.00%	4.9%
All Other Professional, Scientific, and Technical Services	541990	8,195	$200,000	6.75%	6.7%
Veterinary Services	541940	7,303	$514,600	5.75%	2.2%
Offices of Certified Public Accountants	541211	6,420	$177,000	6.50%	5.2%
Engineering Services	541330	5,789	$200,000	6.70%	4.4%
Administrative Management and General Management Consulting Services	541611	5,634	$93,000	8.99%	10.3%
Custom Computer Programming Services	541511	5,171	$150,000	7.50%	5.5%
Other Computer Related Services	541519	4,654	$160,000	6.75%	6.2%
Computer Systems Design Services	541512	4,466	$118,000	7.29%	7.7%
Marketing Consulting Services	541613	4,254	$70,000	8.25%	10.8%
Other Accounting Services	541219	3,648	$100,000	8.25%	7.4%
Tax Preparation Services	541213	2,816	$100,000	7.90%	9.5%
Other Management Consulting Services	541618	2,765	$65,000	8.00%	9.0%
Advertising Agencies	541810	2,725	$150,000	7.75%	10.7%
Architectural Services	541310	2,577	$150,000	7.16%	4.3%
Other Scientific and Technical Consulting Services	541690	2,372	$100,000	7.83%	6.5%
Interior Design Services	541410	2,337	$100,000	8.25%	10.1%
Landscape Architectural Services	541320	1,846	$100,000	6.78%	4.8%
Graphic Design Services	541430	1,699	$70,000	7.25%	7.8%
Photography Studios, Portrait	541921	1,366	$47,000	8.25%	8.8%
Process, Physical Distribution, and Logistics Consulting Services	541614	1,071	$100,000	8.00%	10.7%
Other Specialized Design Services	541490	1,048	$100,000	7.75%	9.6%
Environmental Consulting Services	541620	982	$150,000	6.75%	6.1%
Other Services Related to Advertising	541890	981	$150,000	7.00%	10.1%
Testing Laboratories and Services	541380	957	$250,000	6.00%	2.9%
Human Resources Consulting Services	541612	682	$74,500	7.75%	8.7%
Building Inspection Services	541350	674	$54,400	7.99%	13.1%
Surveying and Mapping (except Geophysical) Services	541370	635	$100,000	6.50%	4.0%
All Other Legal Services	541199	612	$75,000	8.25%	12.6%
Commercial Photography	541922	565	$50,000	7.75%	6.8%
Computer Facilities Management Services	541513	511	$150,000	7.00%	7.8%
Public Relations Agencies	541820	503	$100,000	7.50%	7.4%
Marketing Research and Public Opinion Polling	541910	436	$200,000	6.75%	5.5%
Title Abstract and Settlement Offices	541191	378	$107,150	6.50%	6.2%
Indoor and Outdoor Display Advertising	541850	323	$200,000	6.25%	7.4%
Translation and Interpretation Services	541930	310	$100,000	8.10%	8.3%
Direct Mail Advertising	541860	287	$200,000	6.15%	13.1%
Payroll Services	541214	249	$150,000	6.97%	6.1%
Advertising Material Distribution Services	541870	240	$100,000	7.00%	13.1%
Media Representatives	541840	235	$80,000	7.50%	11.4%
Industrial Design Services	541420	235	$100,000	7.08%	6.6%
Drafting Services	541340	213	$71,200	8.25%	9.6%
Research and Development in the Physical, Engineering, and Life Sciences	541715	193	$250,000	8.25%	3.0%
Research and Development in the Physical, Engineering, and Life Sciences	541712	187	$150,000	6.00%	11.8%
Research and Development in Biotechnology	541711	158	$212,500	6.00%	3.3%
Geophysical Surveying and Mapping Services	541360	152	$130,750	6.50%	4.3%
Research and Development in Biotechnology	541714	136	$250,000	8.25%	7.7%
Research and Development in the Social Sciences and Humanities	541720	124	$100,000	7.00%	4.5%
Media Buying Agencies	541830	43	$150,000	7.45%	-

Lenders

Most active in this sector

Lender	Loans	Approved
Live Oak Banking Company	3,059	$3.67B
Wells Fargo Bank	7,976	$2.04B
The Huntington National Bank	5,483	$1.42B
JPMorgan Chase Bank	6,558	$1.16B
U.S. Bank	5,035	$1.13B
Newtek Bank	2,026	$721.9M
PNC Bank	2,439	$606.5M
Mortgage Capital Development Corporation	653	$597.4M
CDC Small Business Finance Corp.	913	$558.7M
Bank of America	1,254	$507.0M

Approvals by fiscal year

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’26

Gross approval dollars. Final bar is a partial fiscal year.

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