How much do SBA lenders typically lend to a building inspection services business?

The median SBA approval in NAICS 541350 is $54,400, with the middle 80% of loans between $10,000 and $300,000. Across all industries the median is $180,000.

Which lenders are most active in building inspection services?

By dollars approved: The Huntington National Bank, JPMorgan Chase Bank, United Midwest Savings Bank, TD Bank, Wells Fargo Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is building inspection services considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 13.1% were charged off, versus 7.6% across all SBA lending. That is materially above average, which in practice tends to mean tighter underwriting, more collateral, or a larger equity injection.

NAICS 541350 · Professional Services

SBA loans for building inspection services

674 SBA loans worth $112.8M have been approved in this industry since FY2010 - the #279 most-financed NAICS code in the country.

Median loan

$54,400

-70% vs all industries

Typical range

$10K-$300K

Middle 80%

Median rate

7.99%

7(a) initial note rate

Median term

10 yr

Charge-off rate

13.1%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
The Huntington National Bank	72	$7.8M
JPMorgan Chase Bank	38	$6.2M
United Midwest Savings Bank	47	$6.1M
TD Bank	36	$6.1M
Wells Fargo Bank	73	$5.9M
SouthState Bank	1	$5.0M
Live Oak Banking Company	4	$4.6M
First Internet Bank of Indiana	6	$4.4M
T Bank	1	$3.6M
U.S. Bank	35	$3.2M

Geography

Where these loans were made

State	Loans	Share
Florida	71
California	62
Texas	54
Ohio	45
New York	38
Georgia	28
Pennsylvania	28
Colorado	28

Approvals by fiscal year

’10

’11

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’13

’14

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’16

’17

’18

’19

’20

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’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
42%
$50K - $150K
28%
$150K - $350K
22%
$350K - $1M
5%
$1M - $2M
2%
Over $2M
1%

Nearby

Other professional services industries

See the sector

Offices of Lawyers11,836 · $144,350 All Other Professional, Scientific, and Technical Services8,195 · $200,000 Veterinary Services7,303 · $514,600 Offices of Certified Public Accountants6,420 · $177,000 Engineering Services5,789 · $200,000 Administrative Management and General Management Consulting Services5,634 · $93,000 Custom Computer Programming Services5,171 · $150,000 Other Computer Related Services4,654 · $160,000

Common questions

How much do SBA lenders typically lend to a building inspection services business?: The median SBA approval in NAICS 541350 is $54,400, with the middle 80% of loans between $10,000 and $300,000. Across all industries the median is $180,000.
Which lenders are most active in building inspection services?: By dollars approved: The Huntington National Bank, JPMorgan Chase Bank, United Midwest Savings Bank, TD Bank, Wells Fargo Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is building inspection services considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 13.1% were charged off, versus 7.6% across all SBA lending. That is materially above average, which in practice tends to mean tighter underwriting, more collateral, or a larger equity injection.

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