How much do SBA lenders typically lend to a graphic design services business?

The median SBA approval in NAICS 541430 is $70,000, with the middle 80% of loans between $11,700 and $561,000. Across all industries the median is $180,000.

Which lenders are most active in graphic design services?

By dollars approved: Wells Fargo Bank, U.S. Bank, JPMorgan Chase Bank, The Huntington National Bank, Mortgage Capital Development Corporation. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is graphic design services considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 7.8% were charged off, versus 7.6% across all SBA lending. That is close to average.

NAICS 541430 · Professional Services

SBA loans for graphic design services

1,699 SBA loans worth $379.8M have been approved in this industry since FY2010 - the #136 most-financed NAICS code in the country.

Median loan

$70,000

-61% vs all industries

Typical range

$12K-$561K

Middle 80%

Median rate

7.25%

7(a) initial note rate

Median term

10 yr

Charge-off rate

7.8%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Wells Fargo Bank	154	$41.1M
U.S. Bank	111	$21.5M
JPMorgan Chase Bank	145	$17.5M
The Huntington National Bank	120	$12.5M
Mortgage Capital Development Corporation	15	$12.0M
CDC Small Business Finance Corp.	11	$10.9M
KeyBank	19	$7.3M
City National Bank	6	$6.5M
BMO Bank	6	$6.2M
Newtek Small Business Finance, Inc.	18	$5.9M

Geography

Where these loans were made

State	Loans	Share
California	258
New York	178
Texas	95
Ohio	94
Florida	88
Massachusetts	72
Minnesota	65
Michigan	64

Approvals by fiscal year

’10

’11

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’14

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’18

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’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
39%
$50K - $150K
25%
$150K - $350K
18%
$350K - $1M
13%
$1M - $2M
3%
Over $2M
1%

Nearby

Other professional services industries

See the sector

Offices of Lawyers11,836 · $144,350 All Other Professional, Scientific, and Technical Services8,195 · $200,000 Veterinary Services7,303 · $514,600 Offices of Certified Public Accountants6,420 · $177,000 Engineering Services5,789 · $200,000 Administrative Management and General Management Consulting Services5,634 · $93,000 Custom Computer Programming Services5,171 · $150,000 Other Computer Related Services4,654 · $160,000

Common questions

How much do SBA lenders typically lend to a graphic design services business?: The median SBA approval in NAICS 541430 is $70,000, with the middle 80% of loans between $11,700 and $561,000. Across all industries the median is $180,000.
Which lenders are most active in graphic design services?: By dollars approved: Wells Fargo Bank, U.S. Bank, JPMorgan Chase Bank, The Huntington National Bank, Mortgage Capital Development Corporation. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is graphic design services considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 7.8% were charged off, versus 7.6% across all SBA lending. That is close to average.

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