How much do SBA lenders typically lend to a computer systems design services business?

The median SBA approval in NAICS 541512 is $118,000, with the middle 80% of loans between $20,000 and $750,000. Across all industries the median is $180,000.

Which lenders are most active in computer systems design services?

By dollars approved: JPMorgan Chase Bank, Wells Fargo Bank, Live Oak Banking Company, Bank of America, U.S. Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is computer systems design services considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 7.7% were charged off, versus 7.6% across all SBA lending. That is close to average.

NAICS 541512 · Professional Services

SBA loans for computer systems design services

4,466 SBA loans worth $1.43B have been approved in this industry since FY2010 - the #50 most-financed NAICS code in the country.

Median loan

$118,000

-34% vs all industries

Typical range

$20K-$750K

Middle 80%

Median rate

7.29%

7(a) initial note rate

Median term

7.9 yr

Charge-off rate

7.7%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
JPMorgan Chase Bank	521	$87.3M
Wells Fargo Bank	360	$65.9M
Live Oak Banking Company	36	$56.1M
Bank of America	128	$48.4M
U.S. Bank	293	$45.4M
Truist Bank	80	$44.7M
The Huntington National Bank	183	$42.2M
Manufacturers and Traders Trust Company	222	$32.3M
Newtek Small Business Finance, Inc.	23	$27.7M
Newtek Bank	64	$25.9M

Geography

Where these loans were made

State	Loans	Share
California	635
Texas	316
New York	268
Florida	263
Virginia	242
New Jersey	203
Massachusetts	203
Maryland	198

Approvals by fiscal year

’10

’11

’12

’13

’14

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’16

’17

’18

’19

’20

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’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
26%
$50K - $150K
27%
$150K - $350K
23%
$350K - $1M
17%
$1M - $2M
5%
Over $2M
3%

Nearby

Other professional services industries

See the sector

Offices of Lawyers11,836 · $144,350 All Other Professional, Scientific, and Technical Services8,195 · $200,000 Veterinary Services7,303 · $514,600 Offices of Certified Public Accountants6,420 · $177,000 Engineering Services5,789 · $200,000 Administrative Management and General Management Consulting Services5,634 · $93,000 Custom Computer Programming Services5,171 · $150,000 Other Computer Related Services4,654 · $160,000

Common questions

How much do SBA lenders typically lend to a computer systems design services business?: The median SBA approval in NAICS 541512 is $118,000, with the middle 80% of loans between $20,000 and $750,000. Across all industries the median is $180,000.
Which lenders are most active in computer systems design services?: By dollars approved: JPMorgan Chase Bank, Wells Fargo Bank, Live Oak Banking Company, Bank of America, U.S. Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is computer systems design services considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 7.7% were charged off, versus 7.6% across all SBA lending. That is close to average.

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