How much do SBA lenders typically lend to a advertising material distribution services business?

The median SBA approval in NAICS 541870 is $100,000, with the middle 80% of loans between $15,000 and $924,000. Across all industries the median is $180,000.

Which lenders are most active in advertising material distribution services?

By dollars approved: The Huntington National Bank, CIBC Bank USA, Bank of Mauston, Wells Fargo Bank, Central Minnesota Development Company. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is advertising material distribution services considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 13.1% were charged off, versus 7.6% across all SBA lending. That is materially above average, which in practice tends to mean tighter underwriting, more collateral, or a larger equity injection.

NAICS 541870 · Professional Services

SBA loans for advertising material distribution services

240 SBA loans worth $85.1M have been approved in this industry since FY2010 - the #495 most-financed NAICS code in the country.

Median loan

$100,000

-44% vs all industries

Typical range

$15K-$924K

Middle 80%

Median rate

7.00%

7(a) initial note rate

Median term

8.2 yr

Charge-off rate

13.1%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
The Huntington National Bank	19	$6.8M
CIBC Bank USA	3	$5.5M
Bank of Mauston	1	$5.0M
Wells Fargo Bank	22	$4.4M
Central Minnesota Development Company	1	$3.9M
FinWise Bank	1	$3.8M
Webster Bank	5	$3.2M
Capital Certified Development Corporation	1	$3.0M
JPMorgan Chase Bank	25	$3.0M
Live Oak Banking Company	2	$3.0M

Geography

Where these loans were made

State	Loans	Share
California	23
Ohio	20
Florida	20
Texas	16
Minnesota	12
New York	11
Illinois	10
Utah	10

Approvals by fiscal year

’10

’11

’12

’13

’14

’15

’16

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’18

’19

’20

’21

’22

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
30%
$50K - $150K
27%
$150K - $350K
19%
$350K - $1M
15%
$1M - $2M
6%
Over $2M
4%

Nearby

Other professional services industries

See the sector

Offices of Lawyers11,836 · $144,350 All Other Professional, Scientific, and Technical Services8,195 · $200,000 Veterinary Services7,303 · $514,600 Offices of Certified Public Accountants6,420 · $177,000 Engineering Services5,789 · $200,000 Administrative Management and General Management Consulting Services5,634 · $93,000 Custom Computer Programming Services5,171 · $150,000 Other Computer Related Services4,654 · $160,000

Common questions

How much do SBA lenders typically lend to a advertising material distribution services business?: The median SBA approval in NAICS 541870 is $100,000, with the middle 80% of loans between $15,000 and $924,000. Across all industries the median is $180,000.
Which lenders are most active in advertising material distribution services?: By dollars approved: The Huntington National Bank, CIBC Bank USA, Bank of Mauston, Wells Fargo Bank, Central Minnesota Development Company. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is advertising material distribution services considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 13.1% were charged off, versus 7.6% across all SBA lending. That is materially above average, which in practice tends to mean tighter underwriting, more collateral, or a larger equity injection.

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