How much do SBA lenders typically lend to a commercial photography business?

The median SBA approval in NAICS 541922 is $50,000, with the middle 80% of loans between $10,000 and $430,200. Across all industries the median is $180,000.

Which lenders are most active in commercial photography?

By dollars approved: City National Bank, Wells Fargo Bank, JPMorgan Chase Bank, Small Business Growth Corporation, U.S. Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is commercial photography considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 6.8% were charged off, versus 7.6% across all SBA lending. That is close to average.

NAICS 541922 · Professional Services

SBA loans for commercial photography

565 SBA loans worth $117.3M have been approved in this industry since FY2010 - the #317 most-financed NAICS code in the country.

Median loan

$50,000

-72% vs all industries

Typical range

$10K-$430K

Middle 80%

Median rate

7.75%

7(a) initial note rate

Median term

10 yr

Charge-off rate

6.8%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
City National Bank	6	$14.4M
Wells Fargo Bank	47	$6.5M
JPMorgan Chase Bank	61	$6.1M
Small Business Growth Corporation	5	$5.8M
U.S. Bank	17	$5.1M
Fountainhead SBF LLC	3	$4.8M
Readycap Lending, LLC	18	$4.6M
The Huntington National Bank	35	$3.0M
PNC Bank	12	$2.6M
First-Citizens Bank & Trust Company	2	$2.6M

Geography

Where these loans were made

State	Loans	Share
New York	66
California	65
Texas	41
Florida	35
Ohio	31
Illinois	23
Pennsylvania	22
Georgia	19

Approvals by fiscal year

’10

’11

’12

’13

’14

’15

’16

’17

’18

’19

’20

’21

’22

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
42%
$50K - $150K
26%
$150K - $350K
18%
$350K - $1M
10%
$1M - $2M
3%
Over $2M
1%

Nearby

Other professional services industries

See the sector

Offices of Lawyers11,836 · $144,350 All Other Professional, Scientific, and Technical Services8,195 · $200,000 Veterinary Services7,303 · $514,600 Offices of Certified Public Accountants6,420 · $177,000 Engineering Services5,789 · $200,000 Administrative Management and General Management Consulting Services5,634 · $93,000 Custom Computer Programming Services5,171 · $150,000 Other Computer Related Services4,654 · $160,000

Common questions

How much do SBA lenders typically lend to a commercial photography business?: The median SBA approval in NAICS 541922 is $50,000, with the middle 80% of loans between $10,000 and $430,200. Across all industries the median is $180,000.
Which lenders are most active in commercial photography?: By dollars approved: City National Bank, Wells Fargo Bank, JPMorgan Chase Bank, Small Business Growth Corporation, U.S. Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is commercial photography considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 6.8% were charged off, versus 7.6% across all SBA lending. That is close to average.

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