How much do SBA lenders typically lend to a computer and office machine repair and maintenance business?

The median SBA approval in NAICS 811212 is $100,000, with the middle 80% of loans between $15,000 and $345,000. Across all industries the median is $180,000.

Which lenders are most active in computer and office machine repair and maintenance?

By dollars approved: Celtic Bank Corporation, UMB Bank, CCFBank, Capital Access Group, Inc., Fifth Third Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is computer and office machine repair and maintenance considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 24.2% were charged off, versus 7.6% across all SBA lending. That is materially above average, which in practice tends to mean tighter underwriting, more collateral, or a larger equity injection.

NAICS 811212 · Other Services

SBA loans for computer and office machine repair and maintenance

538 SBA loans worth $103.9M have been approved in this industry since FY2010 - the #327 most-financed NAICS code in the country.

Median loan

$100,000

-44% vs all industries

Typical range

$15K-$345K

Middle 80%

Median rate

6.50%

7(a) initial note rate

Median term

8 yr

Charge-off rate

24.2%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Celtic Bank Corporation	80	$11.6M
UMB Bank	4	$5.4M
CCFBank	1	$5.0M
Capital Access Group, Inc.	1	$4.7M
Fifth Third Bank	5	$4.4M
Wells Fargo Bank	27	$3.7M
U.S. Bank	48	$3.7M
Live Oak Banking Company	2	$3.5M
Columbia Bank	15	$3.5M
United Midwest Savings Bank	22	$3.2M

Geography

Where these loans were made

State	Loans	Share
California	69
Texas	48
Florida	30
Massachusetts	26
New York	25
Ohio	22
Michigan	20
Minnesota	19

Approvals by fiscal year

’10

’11

’12

’13

’14

’15

’16

’17

’18

’19

’20

’21

’22

’23

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
32%
$50K - $150K
27%
$150K - $350K
32%
$350K - $1M
7%
$1M - $2M
1%
Over $2M
1%

Nearby

Other other services industries

See the sector

General Automotive Repair16,083 · $190,000 Beauty Salons14,068 · $85,000 Other Personal Care Services7,830 · $175,000 All Other Personal Services7,488 · $144,000 Pet Care (except Veterinary) Services6,530 · $195,850 Car Washes5,876 · $773,000 Automotive Body, Paint, and Interior Repair and Maintenance5,872 · $240,000 Drycleaning and Laundry Services3,976 · $200,000

Common questions

How much do SBA lenders typically lend to a computer and office machine repair and maintenance business?: The median SBA approval in NAICS 811212 is $100,000, with the middle 80% of loans between $15,000 and $345,000. Across all industries the median is $180,000.
Which lenders are most active in computer and office machine repair and maintenance?: By dollars approved: Celtic Bank Corporation, UMB Bank, CCFBank, Capital Access Group, Inc., Fifth Third Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is computer and office machine repair and maintenance considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 24.2% were charged off, versus 7.6% across all SBA lending. That is materially above average, which in practice tends to mean tighter underwriting, more collateral, or a larger equity injection.

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