NAICS sector 81

Other Services (except Public Administration)

Name: SBA lending in Other Services (except Public Administration)
Creator: U.S. Small Business Administration
License: https://www.usa.gov/government-works

97,019 SBA loans worth $39.63B across 40 industries in this sector.

Loans

97,019

Approved

$39.63B

Median loan

$156,200

Median term

10 yr

Charge-off rate

7.8%

vs 7.6% all sectors

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Inside the sector

All 40 industries

Industry	NAICS	Loans	Median loan	Median rate	Charge-off
General Automotive Repair	811111	16,083	$190,000	6.75%	7.0%
Beauty Salons	812112	14,068	$85,000	7.25%	8.4%
Other Personal Care Services	812199	7,830	$175,000	7.74%	9.9%
All Other Personal Services	812990	7,488	$144,000	7.50%	8.9%
Pet Care (except Veterinary) Services	812910	6,530	$195,850	7.50%	6.5%
Car Washes	811192	5,876	$773,000	6.00%	4.8%
Automotive Body, Paint, and Interior Repair and Maintenance	811121	5,872	$240,000	6.50%	5.1%
Drycleaning and Laundry Services	812320	3,976	$200,000	6.25%	10.9%
Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance	811310	3,531	$150,000	6.50%	6.1%
Coin-Operated Laundries and Drycleaners	812310	3,508	$350,000	6.00%	4.6%
Nail Salons	812113	3,457	$98,000	8.25%	9.5%
Funeral Homes and Funeral Services	812210	3,177	$580,000	6.00%	2.6%
Other Personal and Household Goods Repair and Maintenance	811490	2,374	$105,000	7.50%	7.3%
All Other Automotive Repair and Maintenance	811198	2,176	$125,000	7.25%	7.9%
Barber Shops	812111	2,098	$100,000	7.50%	7.4%
Automotive Oil Change and Lubrication Shops	811191	1,307	$390,000	6.00%	5.4%
Automotive Glass Replacement Shops	811122	782	$150,000	7.75%	11.0%
Other Automotive Mechanical and Electrical Repair and Maintenance	811118	764	$100,000	6.00%	7.2%
Appliance Repair and Maintenance	811412	761	$119,200	8.25%	16.6%
Other Electronic and Precision Equipment Repair and Maintenance	811219	543	$150,000	6.00%	14.6%
Computer and Office Machine Repair and Maintenance	811212	538	$100,000	6.50%	24.2%
Diet and Weight Reducing Centers	812191	409	$125,000	7.75%	13.0%
Electronic and Precision Equipment Repair and Maintenance	811210	380	$188,950	10.50%	-
Reupholstery and Furniture Repair	811420	379	$96,200	8.00%	9.2%
Home and Garden Equipment Repair and Maintenance	811411	358	$50,000	7.02%	8.8%
Automotive Transmission Repair	811113	340	$150,000	6.00%	14.2%
Specialized Automotive Repair	811114	325	$200,000	10.25%	-
Consumer Electronics Repair and Maintenance	811211	315	$85,000	6.50%	10.5%
Cemeteries and Crematories	812220	278	$234,000	6.25%	2.8%
Linen Supply	812331	237	$315,000	6.25%	6.1%
Parking Lots and Garages	812930	225	$250,000	7.25%	5.9%
Private Households	814110	163	$323,000	5.70%	1.4%
Automotive Exhaust System Repair	811112	142	$150,000	6.00%	4.5%
Communication Equipment Repair and Maintenance	811213	126	$75,000	6.00%	12.5%
Industrial Launderers	812332	105	$350,000	6.00%	11.6%
Business Associations	813910	104	$92,500	7.25%	8.8%
Footwear and Leather Goods Repair	811430	95	$50,000	7.50%	13.7%
Professional Organizations	813920	79	$50,000	7.00%	0.0%
Other Similar Organizations	813990	64	$50,000	7.75%	15.2%
Photofinishing Laboratories	812921	52	$125,000	7.20%	7.1%

Lenders

Most active in this sector

Lender	Loans	Approved
Live Oak Banking Company	1,783	$2.21B
The Huntington National Bank	7,310	$1.59B
Wells Fargo Bank	5,622	$1.53B
U.S. Bank	4,457	$969.3M
Celtic Bank Corporation	1,513	$890.3M
Bank of Hope	1,085	$585.3M
Metro City Bank	333	$543.3M
JPMorgan Chase Bank	2,912	$478.8M
Enterprise Bank & Trust	545	$476.5M
Newtek Bank	1,474	$465.9M

Approvals by fiscal year

’10

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’14

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’26

Gross approval dollars. Final bar is a partial fiscal year.

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