Advertiser disclosure: Some links on this page earn us a commission. Compensation never affects our data, our rankings, or which lenders we cover. How we make money.

NAICS sector 81

Other Services (except Public Administration)

Name: SBA lending in Other Services (except Public Administration)
Creator: U.S. Small Business Administration
License: https://www.usa.gov/government-works

97,019 SBA loans worth $39.63B across 40 industries in this sector.

Loans

97,019

Approved

$39.63B

Median loan

$156,200

Median term

10 yr

Charge-off rate

7.8%

vs 7.6% all sectors

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Inside the sector

All 40 industries

Industry	NAICS	Loans	Median loan	Median rate	Charge-off
General Automotive Repair	811111	16,083	$190,000	6.75%	7.0%
Beauty Salons	812112	14,068	$85,000	7.25%	8.4%
Other Personal Care Services	812199	7,830	$175,000	7.74%	9.9%
All Other Personal Services	812990	7,488	$144,000	7.50%	8.9%
Pet Care (except Veterinary) Services	812910	6,530	$195,850	7.50%	6.5%
Car Washes	811192	5,876	$773,000	6.00%	4.8%
Automotive Body, Paint, and Interior Repair and Maintenance	811121	5,872	$240,000	6.50%	5.1%
Drycleaning and Laundry Services	812320	3,976	$200,000	6.25%	10.9%
Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance	811310	3,531	$150,000	6.50%	6.1%
Coin-Operated Laundries and Drycleaners	812310	3,508	$350,000	6.00%	4.6%
Nail Salons	812113	3,457	$98,000	8.25%	9.5%
Funeral Homes and Funeral Services	812210	3,177	$580,000	6.00%	2.6%
Other Personal and Household Goods Repair and Maintenance	811490	2,374	$105,000	7.50%	7.3%
All Other Automotive Repair and Maintenance	811198	2,176	$125,000	7.25%	7.9%
Barber Shops	812111	2,098	$100,000	7.50%	7.4%
Automotive Oil Change and Lubrication Shops	811191	1,307	$390,000	6.00%	5.4%
Automotive Glass Replacement Shops	811122	782	$150,000	7.75%	11.0%
Other Automotive Mechanical and Electrical Repair and Maintenance	811118	764	$100,000	6.00%	7.2%
Appliance Repair and Maintenance	811412	761	$119,200	8.25%	16.6%
Other Electronic and Precision Equipment Repair and Maintenance	811219	543	$150,000	6.00%	14.6%
Computer and Office Machine Repair and Maintenance	811212	538	$100,000	6.50%	24.2%
Diet and Weight Reducing Centers	812191	409	$125,000	7.75%	13.0%
Electronic and Precision Equipment Repair and Maintenance	811210	380	$188,950	10.50%	-
Reupholstery and Furniture Repair	811420	379	$96,200	8.00%	9.2%
Home and Garden Equipment Repair and Maintenance	811411	358	$50,000	7.02%	8.8%
Automotive Transmission Repair	811113	340	$150,000	6.00%	14.2%
Specialized Automotive Repair	811114	325	$200,000	10.25%	-
Consumer Electronics Repair and Maintenance	811211	315	$85,000	6.50%	10.5%
Cemeteries and Crematories	812220	278	$234,000	6.25%	2.8%
Linen Supply	812331	237	$315,000	6.25%	6.1%
Parking Lots and Garages	812930	225	$250,000	7.25%	5.9%
Private Households	814110	163	$323,000	5.70%	1.4%
Automotive Exhaust System Repair	811112	142	$150,000	6.00%	4.5%
Communication Equipment Repair and Maintenance	811213	126	$75,000	6.00%	12.5%
Industrial Launderers	812332	105	$350,000	6.00%	11.6%
Business Associations	813910	104	$92,500	7.25%	8.8%
Footwear and Leather Goods Repair	811430	95	$50,000	7.50%	13.7%
Professional Organizations	813920	79	$50,000	7.00%	0.0%
Other Similar Organizations	813990	64	$50,000	7.75%	15.2%
Photofinishing Laboratories	812921	52	$125,000	7.20%	7.1%

Lenders

Most active in this sector

Lender	Loans	Approved
Live Oak Banking Company	1,783	$2.21B
The Huntington National Bank	7,310	$1.59B
Wells Fargo Bank	5,622	$1.53B
U.S. Bank	4,457	$969.3M
Celtic Bank Corporation	1,513	$890.3M
Bank of Hope	1,085	$585.3M
Metro City Bank	333	$543.3M
JPMorgan Chase Bank	2,912	$478.8M
Enterprise Bank & Trust	545	$476.5M
Newtek Bank	1,474	$465.9M

Approvals by fiscal year

’10

’12

’14

’16

’18

’20

’22

’24

’26

Gross approval dollars. Final bar is a partial fiscal year.

An SBA 7(a) lender for loans this size

68% of the SBA loans approved in the other services sector since FY2010 were under $350,000. SmartBiz makes SBA 7(a) loans up to $500,000. It is shown here as a separate, labelled option, outside the data rankings on this page. You apply on their site - we do not take applications and never see your information.

Check options with SmartBiz

We may be paid if you apply through this link. It does not change what we publish, and no lender can buy a place in our rankings. Details.

By state

Other Services SBA lending in 53 states

Each state page lists the lenders and industries behind the sector's loans there. States with fewer than 20 loans in the sector have no page.

California11,437 · $270,000 Texas8,473 · $269,000 Florida5,867 · $210,000 New York5,529 · $100,000 Ohio4,675 · $60,000 Illinois3,845 · $220,800 Massachusetts3,479 · $70,000 Michigan3,282 · $120,500 Pennsylvania3,199 · $130,000 New Jersey3,064 · $150,000 Georgia2,803 · $311,000 Colorado2,721 · $250,000 Minnesota2,642 · $150,000 Washington2,217 · $150,000 Wisconsin2,200 · $150,000 Indiana2,142 · $150,000 Arizona2,085 · $271,000 North Carolina2,082 · $246,000 Missouri1,912 · $166,250 Utah1,889 · $167,900 Virginia1,763 · $181,000 Maryland1,465 · $150,000 Connecticut1,192 · $118,000 Oregon1,124 · $80,000 Tennessee1,031 · $248,000 New Hampshire986 · $74,100 Nevada977 · $200,000 South Carolina930 · $233,250 Oklahoma882 · $208,000 Idaho876 · $139,000 Kentucky833 · $150,000 Iowa831 · $150,000 Kansas774 · $197,650 Alabama720 · $210,000 Nebraska666 · $150,000 Louisiana655 · $165,000 Puerto Rico614 · $50,000 Rhode Island550 · $87,500 Maine450 · $80,000 Mississippi432 · $121,000 Arkansas428 · $147,750 New Mexico418 · $150,000 Montana404 · $147,950 South Dakota386 · $189,700 North Dakota344 · $185,000 Hawaii329 · $50,000 West Virginia321 · $80,000 Delaware292 · $90,000 Vermont274 · $50,000 Alaska187 · $233,000 Wyoming159 · $150,000 District of Columbia141 · $200,000 Guam25 · $69,000

We are a publisher, not a lender or broker. We never take applications and are never paid by borrowers. Read the full disclosures.