How much do SBA lenders typically lend to a communication equipment repair and maintenance business?

The median SBA approval in NAICS 811213 is $75,000, with the middle 80% of loans between $14,000 and $337,500. Across all industries the median is $180,000.

Which lenders are most active in communication equipment repair and maintenance?

By dollars approved: The Huntington National Bank, JPMorgan Chase Bank, BayFirst National Bank, The Stephenson National Bank and Trust, Embassy National Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is communication equipment repair and maintenance considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 12.5% were charged off, versus 7.6% across all SBA lending. That is materially above average, which in practice tends to mean tighter underwriting, more collateral, or a larger equity injection.

NAICS 811213 · Other Services

SBA loans for communication equipment repair and maintenance

126 SBA loans worth $16.0M have been approved in this industry since FY2010 - the #631 most-financed NAICS code in the country.

Median loan

$75,000

-58% vs all industries

Typical range

$14K-$338K

Middle 80%

Median rate

6.00%

7(a) initial note rate

Median term

7 yr

Charge-off rate

12.5%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
The Huntington National Bank	15	$2.0M
JPMorgan Chase Bank	8	$1.5M
BayFirst National Bank	4	$1.1M
The Stephenson National Bank and Trust	2	$910K
Embassy National Bank	2	$701K
Rappahannock Economic Development Corporation	1	$593K
Tompkins Community Bank	4	$555K
Regions Bank	1	$500K
Bank Five Nine	2	$498K
CDC Small Business Finance Corp.	2	$496K

Geography

Where these loans were made

State	Loans	Share
California	12
Florida	11
Michigan	11
Ohio	7
Texas	6
Georgia	5
New York	5
Massachusetts	4

Approvals by fiscal year

’10

’11

’12

’13

’14

’15

’16

’17

’18

’19

’20

’21

’23

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
36%
$50K - $150K
31%
$150K - $350K
26%
$350K - $1M
6%
$1M - $2M
1%

Nearby

Other other services industries

See the sector

General Automotive Repair16,083 · $190,000 Beauty Salons14,068 · $85,000 Other Personal Care Services7,830 · $175,000 All Other Personal Services7,488 · $144,000 Pet Care (except Veterinary) Services6,530 · $195,850 Car Washes5,876 · $773,000 Automotive Body, Paint, and Interior Repair and Maintenance5,872 · $240,000 Drycleaning and Laundry Services3,976 · $200,000

Common questions

How much do SBA lenders typically lend to a communication equipment repair and maintenance business?: The median SBA approval in NAICS 811213 is $75,000, with the middle 80% of loans between $14,000 and $337,500. Across all industries the median is $180,000.
Which lenders are most active in communication equipment repair and maintenance?: By dollars approved: The Huntington National Bank, JPMorgan Chase Bank, BayFirst National Bank, The Stephenson National Bank and Trust, Embassy National Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is communication equipment repair and maintenance considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 12.5% were charged off, versus 7.6% across all SBA lending. That is materially above average, which in practice tends to mean tighter underwriting, more collateral, or a larger equity injection.

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