Advertiser disclosure: Some links on this page earn us a commission. Compensation never affects our data, our rankings, or which lenders we cover. How we make money.
NAICS 812331 · Other Services
SBA loans for linen supply
237 SBA loans worth $159.5M have been approved in this industry since FY2010 - the #499 most-financed NAICS code in the country.
Median loan
$315,000
+75% vs all industries
Typical range
$35K-$1.8M
Middle 80%
Median rate
6.25%
7(a) initial note rate
Median term
10 yr
Charge-off rate
6.1%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Empire State Certified Development Corporation | 5 | $10.7M | |
| The Huntington National Bank | 24 | $9.7M | |
| TD Bank | 8 | $8.6M | |
| Mortgage Capital Development Corporation | 3 | $8.4M | |
| Community Banks of Colorado, A Division of NBH Bank | 2 | $6.1M | |
| Florida First Capital Finance Corporation, Inc. | 3 | $5.9M | |
| Midwest BankCentre | 1 | $5.0M | |
| Big Sky Economic Development Corporation | 2 | $4.3M | |
| Busey Bank | 1 | $4.2M | |
| Truist Bank | 4 | $4.1M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| California | 25 | |
| Florida | 24 | |
| New York | 24 | |
| Ohio | 23 | |
| Michigan | 17 | |
| Texas | 12 | |
| Indiana | 12 | |
| New Jersey | 12 |
An SBA 7(a) lender for loans this size
52% of the SBA loans approved in linen supply since FY2010 were under $350,000. SmartBiz makes SBA 7(a) loans up to $500,000. It is shown here as a separate, labelled option, outside the data rankings on this page. You apply on their site - we do not take applications and never see your information.
Check options with SmartBizWe may be paid if you apply through this link. It does not change what we publish, and no lender can buy a place in our rankings. Details.
Approvals by fiscal year
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K11%
- $50K - $150K17%
- $150K - $350K24%
- $350K - $1M27%
- $1M - $2M14%
- Over $2M8%
Franchise brands in Linen Supply
| Franchise brand | Loans | Approved | Share |
|---|---|---|---|
| Image First | 7 | $4.4M |
Brands with the most SBA loans recorded under this NAICS code, among brands with at least 10 loans in the file.
Nearby
Other other services industries
Common questions
- How much do SBA lenders typically lend to a linen supply business?
- The median SBA approval in NAICS 812331 is $315,000, with the middle 80% of loans between $35,000 and $1,800,000. Across all industries the median is $180,000.
- Which lenders are most active in linen supply?
- By dollars approved: Empire State Certified Development Corporation, The Huntington National Bank, TD Bank, Mortgage Capital Development Corporation, Community Banks of Colorado, A Division of NBH Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is linen supply considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 6.1% were charged off, versus 7.6% across all SBA lending. That is close to average.
We are a publisher, not a lender or broker. We never take applications and are never paid by borrowers. Read the full disclosures.