NAICS 812331 · Other Services
SBA loans for linen supply
237 SBA loans worth $159.5M have been approved in this industry since FY2010 - the #499 most-financed NAICS code in the country.
Median loan
$315,000
+75% vs all industries
Typical range
$35K-$1.8M
Middle 80%
Median rate
6.25%
7(a) initial note rate
Median term
10 yr
Charge-off rate
6.1%
vs 7.6% all industries
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Most active in this industry
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Empire State Certified Development Corporation | 5 | $10.7M | |
| The Huntington National Bank | 24 | $9.7M | |
| TD Bank | 8 | $8.6M | |
| Mortgage Capital Development Corporation | 3 | $8.4M | |
| Community Banks of Colorado, A Division of NBH Bank | 2 | $6.1M | |
| Florida First Capital Finance Corporation, Inc. | 3 | $5.9M | |
| Midwest BankCentre | 1 | $5.0M | |
| Big Sky Economic Development Corporation | 2 | $4.3M | |
| Busey Bank | 1 | $4.2M | |
| Truist Bank | 4 | $4.1M |
Geography
Where these loans were made
| State | Loans | Share |
|---|---|---|
| California | 25 | |
| Florida | 24 | |
| New York | 24 | |
| Ohio | 23 | |
| Michigan | 17 | |
| Texas | 12 | |
| Indiana | 12 | |
| New Jersey | 12 |
Approvals by fiscal year
’10
’11
’12
’13
’14
’15
’16
’17
’18
’19
’20
’21
’22
’23
’24
’25
’26
Loan count. Final bar is a partial fiscal year.
Loan sizes
- Under $50K11%
- $50K - $150K17%
- $150K - $350K24%
- $350K - $1M27%
- $1M - $2M14%
- Over $2M8%
Nearby
Other other services industries
General Automotive Repair16,083 · $190,000Beauty Salons14,068 · $85,000Other Personal Care Services7,830 · $175,000All Other Personal Services7,488 · $144,000Pet Care (except Veterinary) Services6,530 · $195,850Car Washes5,876 · $773,000Automotive Body, Paint, and Interior Repair and Maintenance5,872 · $240,000Drycleaning and Laundry Services3,976 · $200,000
Common questions
- How much do SBA lenders typically lend to a linen supply business?
- The median SBA approval in NAICS 812331 is $315,000, with the middle 80% of loans between $35,000 and $1,800,000. Across all industries the median is $180,000.
- Which lenders are most active in linen supply?
- By dollars approved: Empire State Certified Development Corporation, The Huntington National Bank, TD Bank, Mortgage Capital Development Corporation, Community Banks of Colorado, A Division of NBH Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
- Is linen supply considered a risky industry by SBA lenders?
- Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 6.1% were charged off, versus 7.6% across all SBA lending. That is close to average.
We are a publisher, not a lender or broker. We never take applications and are never paid by borrowers. Read the full disclosures.