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Independent research · Not a lender or broker · We never take applications|Disclosures

California · Finance & Insurance

SBA loans for finance & insurance in California

2,374 loans worth $1.36B approved since FY2010 for finance and insurance projects located in California.

Loans

2,374

Approved

$1.36B

Median loan

$319,750

+60% vs sector nationally

Median rate

6.25%

Jobs supported

16,803

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who lends to finance & insurance in California

Detail

Which industries inside the sector

All SBA lending in California

135,894 loans across every sector.

Finance & Insurance nationally

18,357 loans across all states.

How SBA 7(a) works

Eligibility, caps, fees, and the timeline.

Common questions

How many SBA loans go to finance & insurance businesses in California?
2,374 SBA loans totalling $1,362,632,000 have been approved for finance and insurance projects in California since FY2010.
Which lenders finance finance & insurance in California?
The most active by dollars approved are Live Oak Banking Company, Wells Fargo Bank, U.S. Bank, Mortgage Capital Development Corporation. Several are national lenders with no local branch - SBA lending crosses state lines freely.
What is a typical loan size for finance & insurance in California?
The median approval is $319,750, 60% above the national median for this sector ($200,000).

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