California · Utilities
SBA loans for utilities in California
128 loans worth $77.5M approved since FY2010 for utilities projects located in California.
Loans
128
Approved
$77.5M
Median loan
$200,000
+25% vs sector nationally
Median rate
8.00%
Jobs supported
1,490
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who lends to utilities in California
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Newtek Bank | 5 | $11.1M | |
| U.S. Bank | 8 | $6.6M | |
| Celtic Bank Corporation | 6 | $5.2M | |
| Truliant FCU | 1 | $4.8M | |
| AMPAC Tri-State CDC, Inc. | 4 | $4.5M | |
| East West Bank | 5 | $4.4M | |
| Newtek Small Business Finance, Inc. | 3 | $3.5M | |
| Mortgage Capital Development Corporation | 4 | $3.4M |
Detail
Which industries inside the sector
All SBA lending in California
135,894 loans across every sector.
Utilities nationally
1,100 loans across all states.
How SBA 7(a) works
Eligibility, caps, fees, and the timeline.
Common questions
- How many SBA loans go to utilities businesses in California?
- 128 SBA loans totalling $77,489,600 have been approved for utilities projects in California since FY2010.
- Which lenders finance utilities in California?
- The most active by dollars approved are Newtek Bank, U.S. Bank, Celtic Bank Corporation, Truliant FCU. Several are national lenders with no local branch - SBA lending crosses state lines freely.
- What is a typical loan size for utilities in California?
- The median approval is $200,000, 25% above the national median for this sector ($160,000).
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