How many SBA loans go to wholesale businesses in California?

10,991 SBA loans totalling $9,027,395,600 have been approved for wholesale trade projects in California since FY2010.

Which lenders finance wholesale in California?

The most active by dollars approved are Business Finance Capital, CDC Small Business Finance Corp., Wells Fargo Bank, Mortgage Capital Development Corporation. Several are national lenders with no local branch - SBA lending crosses state lines freely.

What is a typical loan size for wholesale in California?

The median approval is $400,000, 60% above the national median for this sector ($250,000).

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California · Wholesale

SBA loans for wholesale in California

10,991 loans worth $9.03B approved since FY2010 for wholesale trade projects located in California.

Loans

10,991

Approved

$9.03B

Median loan

$400,000

+60% vs sector nationally

Median rate

6.00%

Jobs supported

105,118

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who lends to wholesale in California

Lender	Loans	Approved
Business Finance Capital	531	$827.4M
CDC Small Business Finance Corp.	667	$681.5M
Wells Fargo Bank	962	$569.5M
Mortgage Capital Development Corporation	423	$545.4M
California Statewide Certified Development Corporation	354	$477.0M
Bank of Hope	704	$441.2M
U.S. Bank	734	$376.7M
East West Bank	443	$374.3M

Detail

Which industries inside the sector

Industry	Loans	Share
Other Miscellaneous Durable Goods Merchant Wholesalers	1,025
Other Miscellaneous Nondurable Goods Merchant Wholesalers	966
Women's, Children's, and Infants' Clothing and Accessories Merchant Wholesalers	855
Other Grocery and Related Products Merchant Wholesalers	416
Piece Goods, Notions, and Other Dry Goods Merchant Wholesalers	305
Medical, Dental, and Hospital Equipment and Supplies Merchant Wholesalers	296
General Line Grocery Merchant Wholesalers	283
Automobile and Other Motor Vehicle Merchant Wholesalers	283

An SBA 7(a) lender for loans this size

The median SBA loan approved for wholesale in California since FY2010 was $400,000. SmartBiz makes SBA 7(a) loans up to $500,000. It is shown here as a separate, labelled option, outside the data rankings on this page. You apply on their site - we do not take applications and never see your information.

Check options with SmartBiz

We may be paid if you apply through this link. It does not change what we publish, and no lender can buy a place in our rankings. Details.

All SBA lending in California

135,894 loans across every sector.

Wholesale nationally

52,654 loans across all states.

How SBA 7(a) works

Eligibility, caps, fees, and the timeline.

Common questions

How many SBA loans go to wholesale businesses in California?: 10,991 SBA loans totalling $9,027,395,600 have been approved for wholesale trade projects in California since FY2010.
Which lenders finance wholesale in California?: The most active by dollars approved are Business Finance Capital, CDC Small Business Finance Corp., Wells Fargo Bank, Mortgage Capital Development Corporation. Several are national lenders with no local branch - SBA lending crosses state lines freely.
What is a typical loan size for wholesale in California?: The median approval is $400,000, 60% above the national median for this sector ($250,000).

We are a publisher, not a lender or broker. We never take applications and are never paid by borrowers. Read the full disclosures.