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Florida · Restaurants & Hotels
SBA loans for restaurants & hotels in Florida
6,820 loans worth $5.86B approved since FY2010 for accommodation and food services projects located in Florida.
Loans
6,820
Approved
$5.86B
Median loan
$432,750
+44% vs sector nationally
Median rate
7.25%
Jobs supported
141,326
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who lends to restaurants & hotels in Florida
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Florida First Capital Finance Corporation, Inc. | 558 | $759.8M | |
| Florida Business Development Corporation | 514 | $590.0M | |
| The Huntington National Bank | 362 | $160.8M | |
| Truist Bank | 201 | $137.3M | |
| SouthState Bank | 147 | $131.4M | |
| PromiseOne Bank | 72 | $118.8M | |
| Ameris Bank | 110 | $112.1M | |
| Newtek Small Business Finance, Inc. | 139 | $107.1M |
Detail
Which industries inside the sector
An SBA 7(a) lender for loans this size
The median SBA loan approved for restaurants & hotels in Florida since FY2010 was $432,750. SmartBiz makes SBA 7(a) loans up to $500,000. It is shown here as a separate, labelled option, outside the data rankings on this page. You apply on their site - we do not take applications and never see your information.
Check options with SmartBizWe may be paid if you apply through this link. It does not change what we publish, and no lender can buy a place in our rankings. Details.
All SBA lending in Florida
65,125 loans across every sector.
Restaurants & Hotels nationally
137,471 loans across all states.
How SBA 7(a) works
Eligibility, caps, fees, and the timeline.
Common questions
- How many SBA loans go to restaurants & hotels businesses in Florida?
- 6,820 SBA loans totalling $5,858,805,300 have been approved for accommodation and food services projects in Florida since FY2010.
- Which lenders finance restaurants & hotels in Florida?
- The most active by dollars approved are Florida First Capital Finance Corporation, Inc., Florida Business Development Corporation, The Huntington National Bank, Truist Bank. Several are national lenders with no local branch - SBA lending crosses state lines freely.
- What is a typical loan size for restaurants & hotels in Florida?
- The median approval is $432,750, 44% above the national median for this sector ($300,000).
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