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Florida · Real Estate
SBA loans for real estate in Florida
1,738 loans worth $1.03B approved since FY2010 for real estate and rental and leasing projects located in Florida.
Loans
1,738
Approved
$1.03B
Median loan
$250,000
+0% vs sector nationally
Median rate
8.00%
Jobs supported
12,131
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who lends to real estate in Florida
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Florida Business Development Corporation | 150 | $126.7M | |
| Live Oak Banking Company | 56 | $121.8M | |
| Florida First Capital Finance Corporation, Inc. | 122 | $105.8M | |
| First-Citizens Bank & Trust Company | 28 | $26.1M | |
| Truist Bank | 55 | $25.1M | |
| Wells Fargo Bank | 89 | $25.1M | |
| Sunshine State Economic Development Corporation | 26 | $23.7M | |
| Newtek Bank | 57 | $22.5M |
Detail
Which industries inside the sector
An SBA 7(a) lender for loans this size
The median SBA loan approved for real estate in Florida since FY2010 was $250,000. SmartBiz makes SBA 7(a) loans up to $500,000. It is shown here as a separate, labelled option, outside the data rankings on this page. You apply on their site - we do not take applications and never see your information.
Check options with SmartBizWe may be paid if you apply through this link. It does not change what we publish, and no lender can buy a place in our rankings. Details.
All SBA lending in Florida
65,125 loans across every sector.
Real Estate nationally
25,262 loans across all states.
How SBA 7(a) works
Eligibility, caps, fees, and the timeline.
Common questions
- How many SBA loans go to real estate businesses in Florida?
- 1,738 SBA loans totalling $1,031,852,000 have been approved for real estate and rental and leasing projects in Florida since FY2010.
- Which lenders finance real estate in Florida?
- The most active by dollars approved are Florida Business Development Corporation, Live Oak Banking Company, Florida First Capital Finance Corporation, Inc., First-Citizens Bank & Trust Company. Several are national lenders with no local branch - SBA lending crosses state lines freely.
- What is a typical loan size for real estate in Florida?
- The median approval is $250,000.
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