Florida · Retail
SBA loans for retail in Florida
4,355 loans worth $2.49B approved since FY2010 for retail trade projects located in Florida.
Loans
4,355
Approved
$2.49B
Median loan
$280,000
+12% vs sector nationally
Median rate
7.00%
Jobs supported
38,001
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who lends to retail in Florida
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Florida First Capital Finance Corporation, Inc. | 294 | $274.4M | |
| Florida Business Development Corporation | 393 | $271.4M | |
| Live Oak Banking Company | 86 | $113.5M | |
| Truist Bank | 188 | $108.4M | |
| Wells Fargo Bank | 443 | $92.9M | |
| Paradise Bank | 47 | $78.5M | |
| TD Bank | 325 | $70.9M | |
| Newtek Small Business Finance, Inc. | 71 | $65.0M |
Detail
Which industries inside the sector
All SBA lending in Florida
65,125 loans across every sector.
Retail nationally
91,542 loans across all states.
How SBA 7(a) works
Eligibility, caps, fees, and the timeline.
Common questions
- How many SBA loans go to retail businesses in Florida?
- 4,355 SBA loans totalling $2,489,354,300 have been approved for retail trade projects in Florida since FY2010.
- Which lenders finance retail in Florida?
- The most active by dollars approved are Florida First Capital Finance Corporation, Inc., Florida Business Development Corporation, Live Oak Banking Company, Truist Bank. Several are national lenders with no local branch - SBA lending crosses state lines freely.
- What is a typical loan size for retail in Florida?
- The median approval is $280,000, 12% above the national median for this sector ($250,000).
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