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Guam · Retail
SBA loans for retail in Guam
86 loans worth $12.4M approved since FY2010 for retail trade projects located in Guam.
Loans
86
Approved
$12.4M
Median loan
$100,000
-60% vs sector nationally
Median rate
6.25%
Jobs supported
659
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who lends to retail in Guam
| Lender | Loans | Approved | Share |
|---|---|---|---|
| HEDCO Local Development Corporation | 7 | $4.4M | |
| Coast360 FCU | 21 | $2.7M | |
| Bank of Guam | 28 | $2.2M | |
| Bank of Hawaii | 19 | $1.5M | |
| ANZ Guam Inc | 9 | $1.1M | |
| BankPacific Ltd | 1 | $300K | |
| First Hawaiian Bank | 1 | $200K |
Detail
Which industries inside the sector
An SBA 7(a) lender for loans this size
The median SBA loan approved for retail in Guam since FY2010 was $100,000. SmartBiz makes SBA 7(a) loans up to $500,000. It is shown here as a separate, labelled option, outside the data rankings on this page. You apply on their site - we do not take applications and never see your information.
Check options with SmartBizWe may be paid if you apply through this link. It does not change what we publish, and no lender can buy a place in our rankings. Details.
All SBA lending in Guam
523 loans across every sector.
Retail nationally
91,542 loans across all states.
How SBA 7(a) works
Eligibility, caps, fees, and the timeline.
Common questions
- How many SBA loans go to retail businesses in Guam?
- 86 SBA loans totalling $12,383,500 have been approved for retail trade projects in Guam since FY2010.
- Which lenders finance retail in Guam?
- The most active by dollars approved are HEDCO Local Development Corporation, Coast360 FCU, Bank of Guam, Bank of Hawaii. Several are national lenders with no local branch - SBA lending crosses state lines freely.
- What is a typical loan size for retail in Guam?
- The median approval is $100,000, 60% below the national median for this sector ($250,000).
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