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Hawaii · Retail
SBA loans for retail in Hawaii
323 loans worth $85.6M approved since FY2010 for retail trade projects located in Hawaii.
Loans
323
Approved
$85.6M
Median loan
$50,000
-80% vs sector nationally
Median rate
7.00%
Jobs supported
2,018
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who lends to retail in Hawaii
| Lender | Loans | Approved | Share |
|---|---|---|---|
| HEDCO Local Development Corporation | 50 | $35.5M | |
| Commonwealth Business Bank | 14 | $7.6M | |
| Live Oak Banking Company | 3 | $5.8M | |
| First Hawaiian Bank | 30 | $4.7M | |
| Central Pacific Bank | 80 | $3.7M | |
| Touchmark National Bank | 2 | $3.0M | |
| Celtic Bank Corporation | 4 | $2.8M | |
| Bank of Hawaii | 31 | $2.5M |
Detail
Which industries inside the sector
An SBA 7(a) lender for loans this size
The median SBA loan approved for retail in Hawaii since FY2010 was $50,000. SmartBiz makes SBA 7(a) loans up to $500,000. It is shown here as a separate, labelled option, outside the data rankings on this page. You apply on their site - we do not take applications and never see your information.
Check options with SmartBizWe may be paid if you apply through this link. It does not change what we publish, and no lender can buy a place in our rankings. Details.
All SBA lending in Hawaii
4,602 loans across every sector.
Retail nationally
91,542 loans across all states.
How SBA 7(a) works
Eligibility, caps, fees, and the timeline.
Common questions
- How many SBA loans go to retail businesses in Hawaii?
- 323 SBA loans totalling $85,617,100 have been approved for retail trade projects in Hawaii since FY2010.
- Which lenders finance retail in Hawaii?
- The most active by dollars approved are HEDCO Local Development Corporation, Commonwealth Business Bank, Live Oak Banking Company, First Hawaiian Bank. Several are national lenders with no local branch - SBA lending crosses state lines freely.
- What is a typical loan size for retail in Hawaii?
- The median approval is $50,000, 80% below the national median for this sector ($250,000).
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