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Kentucky · Mining & Energy
SBA loans for mining & energy in Kentucky
20 loans worth $8.0M approved since FY2010 for mining, quarrying, and oil and gas extraction projects located in Kentucky.
Loans
20
Approved
$8.0M
Median loan
$125,000
-45% vs sector nationally
Median rate
5.75%
Jobs supported
435
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who lends to mining & energy in Kentucky
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Community Trust Bank, Inc. | 13 | $2.7M | |
| BizCapital BIDCO I, LLC | 1 | $2.5M | |
| Republic Bank & Trust Company | 1 | $1.7M | |
| U.S. Bank | 3 | $790K | |
| JPMorgan Chase Bank | 1 | $155K | |
| Shoreham Bank | 1 | $100K |
Detail
Which industries inside the sector
| Industry | Loans | Share |
|---|---|---|
| Bituminous Coal Underground Mining | 8 | |
| Support Activities for Coal Mining | 4 | |
| Bituminous Coal and Lignite Surface Mining | 2 | |
| Crushed and Broken Granite Mining and Quarrying | 1 | |
| Anthracite Mining | 1 | |
| Drilling Oil and Gas Wells | 1 | |
| Support Activities for Nonmetallic Minerals (except Fuels) Mining | 1 | |
| Natural Gas Extraction | 1 |
An SBA 7(a) lender for loans this size
The median SBA loan approved for mining & energy in Kentucky since FY2010 was $125,000. SmartBiz makes SBA 7(a) loans up to $500,000. It is shown here as a separate, labelled option, outside the data rankings on this page. You apply on their site - we do not take applications and never see your information.
Check options with SmartBizWe may be paid if you apply through this link. It does not change what we publish, and no lender can buy a place in our rankings. Details.
All SBA lending in Kentucky
8,669 loans across every sector.
Mining & Energy nationally
2,367 loans across all states.
How SBA 7(a) works
Eligibility, caps, fees, and the timeline.
Common questions
- How many SBA loans go to mining & energy businesses in Kentucky?
- 20 SBA loans totalling $7,989,800 have been approved for mining, quarrying, and oil and gas extraction projects in Kentucky since FY2010.
- Which lenders finance mining & energy in Kentucky?
- The most active by dollars approved are Community Trust Bank, Inc., BizCapital BIDCO I, LLC, Republic Bank & Trust Company, U.S. Bank. Several are national lenders with no local branch - SBA lending crosses state lines freely.
- What is a typical loan size for mining & energy in Kentucky?
- The median approval is $125,000, 45% below the national median for this sector ($227,300).
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