Kentucky · Real Estate
SBA loans for real estate in Kentucky
137 loans worth $86.8M approved since FY2010 for real estate and rental and leasing projects located in Kentucky.
Loans
137
Approved
$86.8M
Median loan
$152,400
-39% vs sector nationally
Median rate
6.00%
Jobs supported
1,146
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who lends to real estate in Kentucky
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Live Oak Banking Company | 6 | $7.0M | |
| Republic Bank & Trust Company | 9 | $6.0M | |
| Stock Yards Bank & Trust Company | 11 | $5.9M | |
| Bank Five Nine | 1 | $5.0M | |
| Paradise Bank | 1 | $5.0M | |
| Heritage Bank Inc | 1 | $5.0M | |
| The Bancorp Bank | 1 | $5.0M | |
| U.S. Bank | 23 | $4.5M |
Detail
Which industries inside the sector
All SBA lending in Kentucky
8,669 loans across every sector.
Real Estate nationally
25,262 loans across all states.
How SBA 7(a) works
Eligibility, caps, fees, and the timeline.
Common questions
- How many SBA loans go to real estate businesses in Kentucky?
- 137 SBA loans totalling $86,795,700 have been approved for real estate and rental and leasing projects in Kentucky since FY2010.
- Which lenders finance real estate in Kentucky?
- The most active by dollars approved are Live Oak Banking Company, Republic Bank & Trust Company, Stock Yards Bank & Trust Company, Bank Five Nine. Several are national lenders with no local branch - SBA lending crosses state lines freely.
- What is a typical loan size for real estate in Kentucky?
- The median approval is $152,400, 39% below the national median for this sector ($250,000).
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