Kentucky · Retail
SBA loans for retail in Kentucky
760 loans worth $289.9M approved since FY2010 for retail trade projects located in Kentucky.
Loans
760
Approved
$289.9M
Median loan
$150,000
-40% vs sector nationally
Median rate
5.99%
Jobs supported
5,911
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who lends to retail in Kentucky
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Live Oak Banking Company | 34 | $49.2M | |
| Community Trust Bank, Inc. | 159 | $28.4M | |
| The Huntington National Bank | 68 | $18.0M | |
| U.S. Bank | 77 | $14.7M | |
| Capital Access Corporation - Kentucky | 16 | $14.5M | |
| Stock Yards Bank & Trust Company | 44 | $13.1M | |
| First Financial Bank | 24 | $12.6M | |
| Community Ventures Corporation | 20 | $10.7M |
Detail
Which industries inside the sector
All SBA lending in Kentucky
8,669 loans across every sector.
Retail nationally
91,542 loans across all states.
How SBA 7(a) works
Eligibility, caps, fees, and the timeline.
Common questions
- How many SBA loans go to retail businesses in Kentucky?
- 760 SBA loans totalling $289,896,300 have been approved for retail trade projects in Kentucky since FY2010.
- Which lenders finance retail in Kentucky?
- The most active by dollars approved are Live Oak Banking Company, Community Trust Bank, Inc., The Huntington National Bank, U.S. Bank. Several are national lenders with no local branch - SBA lending crosses state lines freely.
- What is a typical loan size for retail in Kentucky?
- The median approval is $150,000, 40% below the national median for this sector ($250,000).
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