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Independent research · Not a lender or broker · We never take applications|Disclosures

Michigan · Utilities

SBA loans for utilities in Michigan

27 loans worth $8.2M approved since FY2010 for utilities projects located in Michigan.

Loans

27

Approved

$8.2M

Median loan

$221,000

+38% vs sector nationally

Median rate

6.00%

Jobs supported

178

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who lends to utilities in Michigan

Detail

Which industries inside the sector

All SBA lending in Michigan

39,327 loans across every sector.

Utilities nationally

1,100 loans across all states.

How SBA 7(a) works

Eligibility, caps, fees, and the timeline.

Common questions

How many SBA loans go to utilities businesses in Michigan?
27 SBA loans totalling $8,216,000 have been approved for utilities projects in Michigan since FY2010.
Which lenders finance utilities in Michigan?
The most active by dollars approved are Byline Bank, Fifth Third Bank, The Huntington National Bank, Bank of Ann Arbor. Several are national lenders with no local branch - SBA lending crosses state lines freely.
What is a typical loan size for utilities in Michigan?
The median approval is $221,000, 38% above the national median for this sector ($160,000).

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