Missouri · Retail
SBA loans for retail in Missouri
1,543 loans worth $722.0M approved since FY2010 for retail trade projects located in Missouri.
Loans
1,543
Approved
$722.0M
Median loan
$230,000
-8% vs sector nationally
Median rate
6.00%
Jobs supported
16,265
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who lends to retail in Missouri
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Rural Missouri, Inc. | 76 | $51.4M | |
| OakStar Bank | 73 | $46.3M | |
| Live Oak Banking Company | 33 | $41.4M | |
| Simmons Bank | 113 | $39.2M | |
| St. Charles County Economic Development Council | 51 | $30.9M | |
| U.S. Bank | 112 | $21.9M | |
| The Bank of Missouri | 70 | $19.3M | |
| Belgrade State Bank | 21 | $18.7M |
Detail
Which industries inside the sector
All SBA lending in Missouri
18,516 loans across every sector.
Retail nationally
91,542 loans across all states.
How SBA 7(a) works
Eligibility, caps, fees, and the timeline.
Common questions
- How many SBA loans go to retail businesses in Missouri?
- 1,543 SBA loans totalling $721,969,100 have been approved for retail trade projects in Missouri since FY2010.
- Which lenders finance retail in Missouri?
- The most active by dollars approved are Rural Missouri, Inc., OakStar Bank, Live Oak Banking Company, Simmons Bank. Several are national lenders with no local branch - SBA lending crosses state lines freely.
- What is a typical loan size for retail in Missouri?
- The median approval is $230,000, 8% below the national median for this sector ($250,000).
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