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Independent research · Not a lender or broker · We never take applications|Disclosures

Mississippi · Retail

SBA loans for retail in Mississippi

619 loans worth $259.8M approved since FY2010 for retail trade projects located in Mississippi.

Loans

619

Approved

$259.8M

Median loan

$150,000

-40% vs sector nationally

Median rate

6.00%

Jobs supported

5,038

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who lends to retail in Mississippi

Detail

Which industries inside the sector

All SBA lending in Mississippi

7,052 loans across every sector.

Retail nationally

91,542 loans across all states.

How SBA 7(a) works

Eligibility, caps, fees, and the timeline.

Common questions

How many SBA loans go to retail businesses in Mississippi?
619 SBA loans totalling $259,796,100 have been approved for retail trade projects in Mississippi since FY2010.
Which lenders finance retail in Mississippi?
The most active by dollars approved are Peoples Bank, Community Bank of Mississippi, Renasant Bank, First Financial Bank. Several are national lenders with no local branch - SBA lending crosses state lines freely.
What is a typical loan size for retail in Mississippi?
The median approval is $150,000, 40% below the national median for this sector ($250,000).

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