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Independent research · Not a lender or broker · We never take applications|Disclosures

SBA lender · 7(a) program

Trustmark Bank

Trustmark Bank has approved 1,112 SBA loans worth $219.8M since FY2010 - the #340 SBA lender in the country by dollars approved. Everything below comes from the SBA’s own loan-level records.

National rank

#340

0.04% of all SBA dollars

Total approved

$219.8M

FY2010 onward

Loans

1,112

Median loan

$82,450

-54% vs national

Median rate

5.90%

-0.85 pts vs national

Charge-off rate

7.0%

632 resolved FY10-19 loans

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Reading the record

What Trustmark Bank’s numbers say

Trustmark Bank sits in the long tail of the SBA lending field, having approved 1,112 loans for a gross total of $219.8M since fiscal 2010. Its median loan of $82,450 is well below the $180,000 national median, typical of a lender leaning on SBA Express and smaller working-capital facilities.

The median initial note rate across its 7(a) approvals is 5.90%, 0.85 points below the national median of 6.75%. Rate medians drawn across fifteen years reflect the mix of loan sizes and vintages a lender wrote as much as its pricing posture - a lender that grew fastest during a high-rate stretch will look expensive here even if its spread was ordinary.

Of its FY2010-FY2019 approvals that have reached a terminal status, 7.0% were charged off, 0.6 points below the national figure of 7.6%. Read that as a description of the credit box a lender chose, not as a verdict on it: lenders serving newer businesses and thinner files will always show higher losses than those writing large, collateralised acquisition loans.

Roughly 9% of its approvals went to businesses the SBA classified as new rather than existing, against 11% nationally.

Where Trustmark Bank lends

What it lends against

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Questions about Trustmark Bank

How many SBA loans has Trustmark Bank approved?
Trustmark Bank has approved 1,112 SBA loans totalling $219,773,500 in gross approvals from fiscal year 2010 through the most recent SBA data release. That places it #340 among all SBA lenders by dollars approved.
What is the typical Trustmark Bank SBA loan size?
The median gross approval is $82,450, with the middle 80% of loans falling between $20,000 and $458,200. The national median across all SBA lenders is $180,000.
What interest rate does Trustmark Bank charge on SBA 7(a) loans?
The median initial note rate on Trustmark Bank's 7(a) approvals is 5.90%, compared with a national median of 6.75%. This is a historical median across all approvals since FY2010, not a quote - SBA 7(a) rates are pegged to a base rate that moves, and your rate depends on loan size, term, and credit profile.
What is Trustmark Bank's SBA loan charge-off rate?
7.0% of its FY2010-FY2019 approvals that have reached a terminal status were charged off, against a national figure of 7.6%. A charge-off rate reflects the borrowers a lender chose to underwrite as much as anything else, and is not a measure of service quality.

Where to go from here

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