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North Carolina · Restaurants & Hotels
SBA loans for restaurants & hotels in North Carolina
3,392 loans worth $3.15B approved since FY2010 for accommodation and food services projects located in North Carolina.
Loans
3,392
Approved
$3.15B
Median loan
$460,000
+53% vs sector nationally
Median rate
6.75%
Jobs supported
68,061
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who lends to restaurants & hotels in North Carolina
| Lender | Loans | Approved | Share |
|---|---|---|---|
| GBank | 162 | $479.5M | |
| Business Expansion Funding Corporation | 190 | $213.2M | |
| United Community Bank | 110 | $105.9M | |
| Carolina Business Capital, Inc. | 71 | $89.7M | |
| Live Oak Banking Company | 69 | $89.7M | |
| The Huntington National Bank | 149 | $87.2M | |
| Pinnacle Bank | 90 | $80.8M | |
| First National Bank of Pennsylvania | 134 | $76.9M |
Detail
Which industries inside the sector
An SBA 7(a) lender for loans this size
The median SBA loan approved for restaurants & hotels in North Carolina since FY2010 was $460,000. SmartBiz makes SBA 7(a) loans up to $500,000. It is shown here as a separate, labelled option, outside the data rankings on this page. You apply on their site - we do not take applications and never see your information.
Check options with SmartBizWe may be paid if you apply through this link. It does not change what we publish, and no lender can buy a place in our rankings. Details.
All SBA lending in North Carolina
21,235 loans across every sector.
Restaurants & Hotels nationally
137,471 loans across all states.
How SBA 7(a) works
Eligibility, caps, fees, and the timeline.
Common questions
- How many SBA loans go to restaurants & hotels businesses in North Carolina?
- 3,392 SBA loans totalling $3,147,321,100 have been approved for accommodation and food services projects in North Carolina since FY2010.
- Which lenders finance restaurants & hotels in North Carolina?
- The most active by dollars approved are GBank, Business Expansion Funding Corporation, United Community Bank, Carolina Business Capital, Inc.. Several are national lenders with no local branch - SBA lending crosses state lines freely.
- What is a typical loan size for restaurants & hotels in North Carolina?
- The median approval is $460,000, 53% above the national median for this sector ($300,000).
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