North Carolina · Restaurants & Hotels
SBA loans for restaurants & hotels in North Carolina
3,392 loans worth $3.15B approved since FY2010 for accommodation and food services projects located in North Carolina.
Loans
3,392
Approved
$3.15B
Median loan
$460,000
+53% vs sector nationally
Median rate
6.75%
Jobs supported
68,061
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who lends to restaurants & hotels in North Carolina
| Lender | Loans | Approved | Share |
|---|---|---|---|
| GBank | 162 | $479.5M | |
| Business Expansion Funding Corporation | 190 | $213.2M | |
| United Community Bank | 110 | $105.9M | |
| Carolina Business Capital, Inc. | 71 | $89.7M | |
| Live Oak Banking Company | 69 | $89.7M | |
| The Huntington National Bank | 149 | $87.2M | |
| Pinnacle Bank | 90 | $80.8M | |
| First National Bank of Pennsylvania | 134 | $76.9M |
Detail
Which industries inside the sector
All SBA lending in North Carolina
21,235 loans across every sector.
Restaurants & Hotels nationally
137,471 loans across all states.
How SBA 7(a) works
Eligibility, caps, fees, and the timeline.
Common questions
- How many SBA loans go to restaurants & hotels businesses in North Carolina?
- 3,392 SBA loans totalling $3,147,321,100 have been approved for accommodation and food services projects in North Carolina since FY2010.
- Which lenders finance restaurants & hotels in North Carolina?
- The most active by dollars approved are GBank, Business Expansion Funding Corporation, United Community Bank, Carolina Business Capital, Inc.. Several are national lenders with no local branch - SBA lending crosses state lines freely.
- What is a typical loan size for restaurants & hotels in North Carolina?
- The median approval is $460,000, 53% above the national median for this sector ($300,000).
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