North Carolina · Retail
SBA loans for retail in North Carolina
1,631 loans worth $930.5M approved since FY2010 for retail trade projects located in North Carolina.
Loans
1,631
Approved
$930.5M
Median loan
$262,800
+5% vs sector nationally
Median rate
6.25%
Jobs supported
13,954
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who lends to retail in North Carolina
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Live Oak Banking Company | 101 | $137.5M | |
| Business Expansion Funding Corporation | 68 | $55.6M | |
| Pinnacle Bank | 58 | $55.3M | |
| Wells Fargo Bank | 217 | $53.4M | |
| Truist Bank | 155 | $49.8M | |
| Citizens Bank | 38 | $34.0M | |
| First National Bank of Pennsylvania | 65 | $32.9M | |
| First Bank | 37 | $26.6M |
Detail
Which industries inside the sector
All SBA lending in North Carolina
21,235 loans across every sector.
Retail nationally
91,542 loans across all states.
How SBA 7(a) works
Eligibility, caps, fees, and the timeline.
Common questions
- How many SBA loans go to retail businesses in North Carolina?
- 1,631 SBA loans totalling $930,469,200 have been approved for retail trade projects in North Carolina since FY2010.
- Which lenders finance retail in North Carolina?
- The most active by dollars approved are Live Oak Banking Company, Business Expansion Funding Corporation, Pinnacle Bank, Wells Fargo Bank. Several are national lenders with no local branch - SBA lending crosses state lines freely.
- What is a typical loan size for retail in North Carolina?
- The median approval is $262,800, 5% above the national median for this sector ($250,000).
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