Pennsylvania · Retail
SBA loans for retail in Pennsylvania
2,590 loans worth $1.07B approved since FY2010 for retail trade projects located in Pennsylvania.
Loans
2,590
Approved
$1.07B
Median loan
$175,000
-30% vs sector nationally
Median rate
6.25%
Jobs supported
21,496
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who lends to retail in Pennsylvania
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Live Oak Banking Company | 57 | $67.8M | |
| Wilmington Savings Fund Society | 91 | $58.7M | |
| Fulton Bank | 59 | $40.0M | |
| Manufacturers and Traders Trust Company | 292 | $39.5M | |
| Citizens Bank | 157 | $36.6M | |
| First Commonwealth Bank | 87 | $35.3M | |
| The Huntington National Bank | 181 | $33.6M | |
| Empire State Certified Development Corporation | 32 | $29.3M |
Detail
Which industries inside the sector
All SBA lending in Pennsylvania
32,772 loans across every sector.
Retail nationally
91,542 loans across all states.
How SBA 7(a) works
Eligibility, caps, fees, and the timeline.
Common questions
- How many SBA loans go to retail businesses in Pennsylvania?
- 2,590 SBA loans totalling $1,068,101,100 have been approved for retail trade projects in Pennsylvania since FY2010.
- Which lenders finance retail in Pennsylvania?
- The most active by dollars approved are Live Oak Banking Company, Wilmington Savings Fund Society, Fulton Bank, Manufacturers and Traders Trust Company. Several are national lenders with no local branch - SBA lending crosses state lines freely.
- What is a typical loan size for retail in Pennsylvania?
- The median approval is $175,000, 30% below the national median for this sector ($250,000).
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