Puerto Rico · Retail
SBA loans for retail in Puerto Rico
1,331 loans worth $202.6M approved since FY2010 for retail trade projects located in Puerto Rico.
Loans
1,331
Approved
$202.6M
Median loan
$50,000
-80% vs sector nationally
Median rate
8.00%
Jobs supported
12,068
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who lends to retail in Puerto Rico
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Banco Popular de Puerto Rico | 641 | $58.5M | |
| Corp. Financiamiento Empresarial del Comercio y Comunidades (COFECC) | 79 | $30.8M | |
| Oriental Bank | 204 | $27.1M | |
| FirstBank Puerto Rico | 253 | $26.9M | |
| PYMES Financial Partners, Inc. | 48 | $22.7M | |
| Live Oak Banking Company | 8 | $15.7M | |
| Marketing Small Business Finance Corporation | 36 | $12.9M | |
| Economic Development Bank for Puerto Rico | 59 | $6.5M |
Detail
Which industries inside the sector
All SBA lending in Puerto Rico
8,959 loans across every sector.
Retail nationally
91,542 loans across all states.
How SBA 7(a) works
Eligibility, caps, fees, and the timeline.
Common questions
- How many SBA loans go to retail businesses in Puerto Rico?
- 1,331 SBA loans totalling $202,586,700 have been approved for retail trade projects in Puerto Rico since FY2010.
- Which lenders finance retail in Puerto Rico?
- The most active by dollars approved are Banco Popular de Puerto Rico, Corp. Financiamiento Empresarial del Comercio y Comunidades (COFECC), Oriental Bank, FirstBank Puerto Rico. Several are national lenders with no local branch - SBA lending crosses state lines freely.
- What is a typical loan size for retail in Puerto Rico?
- The median approval is $50,000, 80% below the national median for this sector ($250,000).
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