How much do SBA lenders typically lend to a tire dealers business?

The median SBA approval in NAICS 441320 is $273,000, with the middle 80% of loans between $25,000 and $1,205,400. Across all industries the median is $180,000.

Which lenders are most active in tire dealers?

By dollars approved: Live Oak Banking Company, Wells Fargo Bank, U.S. Bank, Byline Bank, Enterprise Bank & Trust. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

Is tire dealers considered a risky industry by SBA lenders?

Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 6.6% were charged off, versus 7.6% across all SBA lending. That is close to average.

NAICS 441320 · Retail

SBA loans for tire dealers

1,131 SBA loans worth $539.1M have been approved in this industry since FY2010 - the #183 most-financed NAICS code in the country.

Median loan

$273,000

+52% vs all industries

Typical range

$25K-$1.2M

Middle 80%

Median rate

6.00%

7(a) initial note rate

Median term

10 yr

Charge-off rate

6.6%

vs 7.6% all industries

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Live Oak Banking Company	28	$45.1M
Wells Fargo Bank	72	$30.1M
U.S. Bank	48	$24.6M
Byline Bank	8	$14.5M
Enterprise Bank & Trust	16	$14.2M
The Huntington National Bank	48	$12.1M
Zions Bank, A Division of	17	$10.7M
Readycap Lending, LLC	7	$9.3M
Citizens Bank	11	$7.9M
Columbia Bank	19	$7.5M

Geography

Where these loans were made

State	Loans	Share
California	219
Texas	85
Florida	62
Utah	58
Puerto Rico	44
Missouri	40
Arizona	39
Georgia	38

Approvals by fiscal year

’10

’11

’12

’13

’14

’15

’16

’17

’18

’19

’20

’21

’22

’23

’24

’25

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
16%
$50K - $150K
20%
$150K - $350K
21%
$350K - $1M
29%
$1M - $2M
9%
Over $2M
4%

Nearby

Other retail industries

See the sector

Gasoline Stations with Convenience Stores9,734 · $788,400 Beer, Wine, and Liquor Stores8,158 · $300,000 Supermarkets and Other Grocery Retailers7,314 · $350,000 Pharmacies and Drug Stores4,651 · $350,000 Convenience Stores4,629 · $179,100 Used Car Dealers4,422 · $227,750 Automotive Parts and Accessories Stores2,779 · $181,100 Beer, Wine, and Liquor Retailers2,760 · $500,000

Common questions

How much do SBA lenders typically lend to a tire dealers business?: The median SBA approval in NAICS 441320 is $273,000, with the middle 80% of loans between $25,000 and $1,205,400. Across all industries the median is $180,000.
Which lenders are most active in tire dealers?: By dollars approved: Live Oak Banking Company, Wells Fargo Bank, U.S. Bank, Byline Bank, Enterprise Bank & Trust. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.
Is tire dealers considered a risky industry by SBA lenders?: Of FY2010-FY2019 approvals in this industry that have reached a terminal status, 6.6% were charged off, versus 7.6% across all SBA lending. That is close to average.

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