Tennessee · Retail
SBA loans for retail in Tennessee
865 loans worth $500.5M approved since FY2010 for retail trade projects located in Tennessee.
Loans
865
Approved
$500.5M
Median loan
$285,000
+14% vs sector nationally
Median rate
6.34%
Jobs supported
8,121
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who lends to retail in Tennessee
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Live Oak Banking Company | 40 | $52.5M | |
| Pinnacle Bank | 54 | $49.4M | |
| Brightbridge, Inc. | 31 | $29.9M | |
| U.S. Bank | 86 | $23.6M | |
| The Huntington National Bank | 41 | $20.3M | |
| Citizens Bank | 21 | $20.0M | |
| United Community Bank | 29 | $19.4M | |
| First Financial Bank | 18 | $17.9M |
Detail
Which industries inside the sector
All SBA lending in Tennessee
10,041 loans across every sector.
Retail nationally
91,542 loans across all states.
How SBA 7(a) works
Eligibility, caps, fees, and the timeline.
Common questions
- How many SBA loans go to retail businesses in Tennessee?
- 865 SBA loans totalling $500,516,800 have been approved for retail trade projects in Tennessee since FY2010.
- Which lenders finance retail in Tennessee?
- The most active by dollars approved are Live Oak Banking Company, Pinnacle Bank, Brightbridge, Inc., U.S. Bank. Several are national lenders with no local branch - SBA lending crosses state lines freely.
- What is a typical loan size for retail in Tennessee?
- The median approval is $285,000, 14% above the national median for this sector ($250,000).
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