U.S. Virgin Islands · Retail
SBA loans for retail in U.S. Virgin Islands
23 loans worth $12.1M approved since FY2010 for retail trade projects located in U.S. Virgin Islands.
Loans
23
Approved
$12.1M
Median loan
$150,000
-40% vs sector nationally
Median rate
7.00%
Jobs supported
378
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Lenders
Who lends to retail in U.S. Virgin Islands
| Lender | Loans | Approved | Share |
|---|---|---|---|
| Metro City Bank | 1 | $5.0M | |
| Banco Popular de Puerto Rico | 7 | $2.6M | |
| Touchmark National Bank | 1 | $1.5M | |
| Live Oak Banking Company | 2 | $1.5M | |
| FirstBank Puerto Rico | 4 | $744K | |
| United Midwest Savings Bank | 1 | $306K | |
| Oriental Bank | 2 | $148K | |
| Northeast Bank | 2 | $130K |
Detail
Which industries inside the sector
All SBA lending in U.S. Virgin Islands
197 loans across every sector.
Retail nationally
91,542 loans across all states.
How SBA 7(a) works
Eligibility, caps, fees, and the timeline.
Common questions
- How many SBA loans go to retail businesses in U.S. Virgin Islands?
- 23 SBA loans totalling $12,054,500 have been approved for retail trade projects in U.S. Virgin Islands since FY2010.
- Which lenders finance retail in U.S. Virgin Islands?
- The most active by dollars approved are Metro City Bank, Banco Popular de Puerto Rico, Touchmark National Bank, Live Oak Banking Company. Several are national lenders with no local branch - SBA lending crosses state lines freely.
- What is a typical loan size for retail in U.S. Virgin Islands?
- The median approval is $150,000, 40% below the national median for this sector ($250,000).
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