SBA data · U.S. Virgin Islands
SBA lending in U.S. Virgin Islands
197 loans worth $91.3M have been approved for U.S. Virgin Islands projects since FY2010 - the #53 state by SBA dollars, 0.0% of the national total.
State rank
#53
by dollars approved
Approved
$91.3M
FY2010 onward
Loans
197
Median loan
$120,000
-33% vs national
Median 7(a) rate
7.00%
Jobs supported
2,510
Lender-reported
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
Who lends here
The most active SBA lenders in U.S. Virgin Islands
Ranked by dollars approved for projects in this state. Ranking is computed from federal data and cannot be purchased.
| # | Lender | Approved in VI | Loans | Avg loan | Share |
|---|---|---|---|---|---|
| 1 | Metro City Bank | $14.0M | 3 | $4,666,667 | |
| 2 | FDIC - Community Bank & Trust-West Georgia | $8.9M | 3 | $2,953,667 | |
| 3 | Celtic Bank Corporation | $8.6M | 15 | $570,660 | |
| 4 | Banco Popular de Puerto Rico | $8.3M | 49 | $168,794 | |
| 5 | Byline Bank | $8.2M | 6 | $1,365,833 | |
| 6 | Live Oak Banking Company | $6.8M | 5 | $1,369,460 | |
| 7 | Touchmark National Bank | $6.5M | 3 | $2,175,000 | |
| 8 | Stone Bank | $6.1M | 4 | $1,517,500 | |
| 9 | Merchants Commercial Bank | $4.9M | 18 | $273,556 | |
| 10 | Oriental Bank | $3.2M | 19 | $169,568 | |
| 11 | Independence Bank | $2.2M | 7 | $318,571 | |
| 12 | Pinnacle Bank | $2.1M | 1 | $2,060,000 |
By sector in U.S. Virgin Islands
Most-financed industries
Approvals by fiscal year
Gross approval dollars in U.S. Virgin Islands. The final bar is a partial fiscal year.
Loan sizes in U.S. Virgin Islands
- Under $50K19%
- $50K - $150K32%
- $150K - $350K20%
- $350K - $1M14%
- $1M - $2M7%
- Over $2M7%
SBA lending in U.S. Virgin Islands: common questions
- How many SBA loans are approved in U.S. Virgin Islands?
- 197 SBA 7(a) and 504 loans totalling $91,257,900 have been approved for projects in U.S. Virgin Islands since fiscal year 2010, ranking it #53 among states and territories by dollars approved - 0.0% of all SBA lending nationally.
- Which lenders make the most SBA loans in U.S. Virgin Islands?
- By dollars approved in U.S. Virgin Islands, the most active lenders are Metro City Bank, FDIC - Community Bank & Trust-West Georgia, Celtic Bank Corporation, Banco Popular de Puerto Rico, Byline Bank. Volume is not a recommendation - a lender's fit depends on your industry, loan size, and credit profile.
- What is the typical SBA loan size in U.S. Virgin Islands?
- The median gross approval in U.S. Virgin Islands is $120,000, 33% below the national median of $180,000. Half of all loans in the state fall between $25,000 and $1,375,000.
- Do I need to use a lender based in U.S. Virgin Islands?
- No. SBA lenders can and routinely do lend across state lines, and several of the largest national 7(a) lenders have no branch presence at all. The lenders listed on this page are those with the most approved dollars for projects located in U.S. Virgin Islands, wherever they are headquartered.
Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.
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