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FundingForBusinesses

Independent research · Not a lender or broker · We never take applications|Disclosures

Glossary

Add-back

An expense added back to net income to estimate the true cash flow available to service debt.

Depreciation, amortisation, existing interest, and documented discretionary owner expenses are the standard categories.

An add-back that is not visible in the tax return does not exist for underwriting purposes.

See also

Debt service coverage ratioSDE

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