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Independent research · Not a lender or broker · We never take applications|Disclosures

SBA lender · 7(a) program

Arvest Bank

Arvest Bank has approved 2,080 SBA loans worth $599.1M since FY2010 - the #166 SBA lender in the country by dollars approved. Everything below comes from the SBA’s own loan-level records.

National rank

#166

0.12% of all SBA dollars

Total approved

$599.1M

FY2010 onward

Loans

2,080

Median loan

$99,000

-45% vs national

Median rate

6.00%

-0.75 pts vs national

Charge-off rate

5.9%

1,164 resolved FY10-19 loans

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Reading the record

What Arvest Bank’s numbers say

Arvest Bank sits solidly inside the SBA lending field, having approved 2,080 loans for a gross total of $599.1M since fiscal 2010. Its median loan of $99,000 is well below the $180,000 national median, typical of a lender leaning on SBA Express and smaller working-capital facilities.

The median initial note rate across its 7(a) approvals is 6.00%, 0.75 points below the national median of 6.75%. Rate medians drawn across fifteen years reflect the mix of loan sizes and vintages a lender wrote as much as its pricing posture - a lender that grew fastest during a high-rate stretch will look expensive here even if its spread was ordinary.

Of its FY2010-FY2019 approvals that have reached a terminal status, 5.9% were charged off, 1.6 points below the national figure of 7.6%. Read that as a description of the credit box a lender chose, not as a verdict on it: lenders serving newer businesses and thinner files will always show higher losses than those writing large, collateralised acquisition loans.

Roughly 13% of its approvals went to businesses the SBA classified as new rather than existing, against 11% nationally.

Where Arvest Bank lends

What it lends against

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Questions about Arvest Bank

How many SBA loans has Arvest Bank approved?
Arvest Bank has approved 2,080 SBA loans totalling $599,142,900 in gross approvals from fiscal year 2010 through the most recent SBA data release. That places it #166 among all SBA lenders by dollars approved.
What is the typical Arvest Bank SBA loan size?
The median gross approval is $99,000, with the middle 80% of loans falling between $20,000 and $708,000. The national median across all SBA lenders is $180,000.
What interest rate does Arvest Bank charge on SBA 7(a) loans?
The median initial note rate on Arvest Bank's 7(a) approvals is 6.00%, compared with a national median of 6.75%. This is a historical median across all approvals since FY2010, not a quote - SBA 7(a) rates are pegged to a base rate that moves, and your rate depends on loan size, term, and credit profile.
What is Arvest Bank's SBA loan charge-off rate?
5.9% of its FY2010-FY2019 approvals that have reached a terminal status were charged off, against a national figure of 7.6%. A charge-off rate reflects the borrowers a lender chose to underwrite as much as anything else, and is not a measure of service quality.

Where to go from here

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