Skip to content

Independent research · Not a lender or broker · We never take applications|Disclosures

Advertiser disclosure: Some links on this page earn us a commission. Compensation never affects our data, our rankings, or which lenders we cover. How we make money.

SBA Express · lenders

Who actually makes SBA Express loans

The SBA records the processing method on every 7(a) loan. 409,129 loans since FY2010 were processed under the SBA Express Program. This page groups them by lender, most Express loans first.

Express loans

409,129

FY2010 onward, all lenders

Lenders listed

1,171

With a profile on this site

Approved (listed)

$34.67B

Top 10 lenders' share

61%

Of listed Express loans

An SBA 7(a) lender for loans this size

65% of the SBA loans approved nationally since FY2010 were under $350,000. SmartBiz makes SBA 7(a) loans up to $500,000. It is shown here as a separate, labelled option, outside the data rankings on this page. You apply on their site - we do not take applications and never see your information.

Check options with SmartBiz

We may be paid if you apply through this link. It does not change what we publish, and no lender can buy a place in our rankings. Details.

#LenderExpress loansApprovedMedian loanMedian rateShare of its SBA loansLatest FY
1The Huntington National Bank52,617$3.47B$50,0006.25%64%2026
2JPMorgan Chase Bank38,597$4.45B$75,0007.65%88%2026
3Wells Fargo Bank34,931$934.1M$15,0009.50%62%2026
4U.S. Bank32,374$1.37B$30,0008.25%74%2026
5TD Bank30,645$2.07B$50,00010.04%92%2026
6Manufacturers and Traders Trust Company22,134$1.61B$50,0008.50%82%2026
7PNC Bank14,906$946.3M$35,0008.22%79%2026
8Eastern Bank8,624$579.6M$50,0007.25%89%2026
9KeyBank7,845$754.0M$50,0007.00%64%2026
10Fifth Third Bank5,407$684.0M$100,0006.00%71%2026
11Zions Bank, A Division of5,034$358.5M$50,0008.75%48%2026
12Citizens Bank4,762$435.1M$50,0006.50%57%2026
13Bank of America4,387$854.0M$150,0008.25%64%2026
14Truist Bank4,346$512.1M$80,0006.25%49%2026
15Banco Popular de Puerto Rico4,194$301.6M$30,0009.75%87%2026
16Columbia Bank4,029$211.0M$28,8008.25%36%2026
17Beacon Bank and Trust3,530$317.1M$56,5005.50%64%2026
18Santander Bank3,285$258.2M$60,0009.25%93%2026
19Banner Bank2,869$298.9M$66,6006.25%75%2026
20Bank of Hope2,639$314.1M$100,0006.75%33%2026
21Newtek Bank2,560$171.2M$50,00013.50%19%2026
22Associated Bank1,969$180.9M$50,0005.75%76%2026
23Live Oak Banking Company1,942$476.0M$200,0008.50%11%2026
24Webster Bank1,939$294.9M$100,0007.50%70%2026
25First Financial Bank1,904$210.5M$60,0005.85%34%2026
26Five Star Bank1,679$103.0M$30,0005.75%44%2026
27Central Pacific Bank1,493$65.8M$40,0007.75%97%2026
28Citibank1,470$87.6M$45,0007.50%76%2026
29Rockland Trust Company1,458$167.6M$75,0006.00%72%2026
301st Source Bank1,375$93.1M$43,0006.25%70%2026
31Mountain America FCU1,370$51.1M$25,0009.50%57%2026
32Arvest Bank1,286$103.1M$50,0006.00%62%2026
33Oriental Bank1,202$134.7M$75,0007.25%83%2026
34Old National Bank1,175$182.2M$100,0006.00%30%2026
35Glacier Bank1,067$92.6M$50,0006.00%31%2026
36UMB Bank1,010$117.5M$75,0005.75%34%2026
37Northwest Bank986$111.1M$74,5007.00%43%2026
38First National Bank of Pennsylvania971$115.0M$100,0006.00%33%2026
39NBT Bank874$91.1M$60,0005.55%63%2026
40Community Trust Bank, Inc.865$86.7M$55,0005.50%70%2026
41Regions Bank797$141.4M$150,0007.75%29%2026
42Camden National Bank794$44.5M$40,0005.25%85%2026
43FirstBank Puerto Rico790$37.0M$25,0009.75%63%2026
44First Interstate Bank716$70.6M$66,2006.25%33%2026
45First Commonwealth Bank685$97.9M$100,0006.00%36%2026
46Summit CU675$43.4M$40,0006.00%67%2026
47Bangor Savings Bank662$52.2M$50,0005.25%54%2026
48Capital One656$111.6M$133,0006.75%44%2026
49Esl Fcu646$45.0M$35,0006.00%73%2026
50Community Bank573$58.0M$65,0005.75%73%2026
51Peoples Bank569$74.6M$80,0006.00%26%2026
52Village Bank and Trust554$121.7M$195,0005.75%61%2026
53First Merchants Bank548$56.1M$50,0006.25%25%2026
54Commerce Bank542$55.6M$60,0006.25%50%2026
55Liberty Bank508$46.4M$60,0006.25%71%2026
56First National Bank of Omaha502$48.6M$60,0005.75%38%2026
57Atlantic Union Bank499$75.4M$100,0006.00%46%2026
58City National Bank498$99.8M$150,0006.00%44%2026
59United Community Bank494$59.3M$90,0006.75%17%2026
60American Savings Bank491$21.9M$40,0006.50%93%2020
61State Bank of Southern Utah481$59.4M$75,6006.00%83%2026
62Pinnacle Bank461$79.5M$125,0006.00%13%2026
63Tompkins Community Bank456$46.1M$64,5005.50%80%2026
64Bokf452$69.0M$100,0005.97%42%2026
65First American Bank445$64.4M$100,0006.00%40%2026
66Customers Bank444$65.3M$100,0006.00%36%2026
67The Community Bank440$35.0M$50,0006.25%88%2026
68Fulton Bank439$54.6M$70,0006.50%20%2026
69Bristol County Savings Bank437$41.3M$65,0006.50%71%2026
70D. L. Evans Bank435$36.7M$50,0005.75%73%2026
71BankUnited424$55.0M$100,0006.05%25%2026
72Leader Bank420$42.0M$50,0005.25%53%2026
73Byline Bank418$78.2M$150,0009.25%7%2026
74Frost Bank410$64.2M$100,0005.75%33%2026
75Salem Five Cents Savings Bank409$55.3M$100,0006.63%61%2026
76Horizon Bank403$50.7M$100,0006.00%33%2026
77Bar Harbor Bank & Trust403$39.9M$50,0005.25%64%2026
78First Mid Bank & Trust403$38.0M$54,3005.25%49%2026
79First Internet Bank of Indiana401$84.9M$175,00010.25%19%2026
80Washington Trust Bank401$48.8M$50,0007.38%36%2026
81Stock Yards Bank & Trust Company399$58.8M$100,0005.75%50%2026
82Bravera Bank396$40.5M$50,0005.75%68%2026
83Newtek Small Business Finance, Inc.396$14.4M$35,00011.50%5%2023
84BMO Bank394$35.2M$50,0006.00%9%2025
85Wilmington Savings Fund Society387$57.0M$100,0005.99%21%2026
86East West Bank387$18.4M$20,00010.25%15%2026
87Covington County Bank386$28.8M$33,7006.00%73%2026
88Nicolet National Bank382$56.1M$100,0005.75%28%2026
89STAR Financial Bank375$41.1M$70,0006.00%77%2026
90BankVista370$42.2M$75,0006.75%35%2026
91Brooklyn Cooperative Federal Credit Union369$9.2M$15,0009.75%96%2026
92First Community Bank367$45.1M$90,0006.50%30%2026
93First Bank358$51.4M$100,0006.00%19%2026
94TowneBank356$42.0M$75,0007.50%25%2026
95The Central Trust Bank354$34.4M$54,3506.00%40%2026
96SouthState Bank349$59.6M$145,0006.00%8%2026
97Telhio Credit Union Inc347$36.8M$60,0006.25%48%2026
98Bank of Ann Arbor344$46.9M$80,4005.25%43%2026
99Bank First339$48.5M$100,0005.50%38%2026
100German American Bank337$42.5M$87,5005.75%40%2026
101BankNewport337$26.4M$54,0006.75%93%2026
102Central Bank336$51.8M$101,0007.50%33%2026
103Genesee Regional Bank328$50.2M$100,0006.00%75%2026
104Southern Bank and Trust Company325$46.9M$100,0005.00%93%2026
105BancFirst316$36.7M$70,0006.00%16%2026
106Meredith Village Savings Bank315$20.7M$50,0007.25%86%2026
107Choice Financial Group313$50.7M$100,0006.00%37%2026
108Hancock Whitney Bank310$50.3M$100,0006.25%25%2026
109Safe CU310$11.6M$35,0007.75%82%2025
110First-Citizens Bank & Trust Company309$68.2M$200,0006.75%16%2026
111HSBC Bank USA309$33.7M$75,0006.90%78%2020
112Bank of Hawaii307$28.7M$60,0007.25%60%2026
113The Adirondack Trust Company307$18.1M$40,0005.50%68%2026
114Stearns Bank304$31.1M$51,5008.25%6%2026
115Arrow Bank304$20.8M$50,0005.75%77%2026
116Highland Bank303$34.9M$50,0006.00%53%2026
117PlainsCapital Bank302$42.4M$100,00010.50%41%2026
118Simmons Bank298$30.5M$75,0006.00%7%2025
119Western Alliance Bank295$38.6M$100,0007.50%37%2026
120UniBank for Savings294$17.6M$47,7505.50%70%2026
121South Shore Bank288$19.2M$50,0006.25%81%2026
122ChoiceOne Bank287$44.6M$100,0006.00%37%2026
123Trustmark Bank285$21.4M$50,0005.50%26%2026
124Citizens & Northern Bank284$34.9M$88,5006.00%65%2025
125Needham Bank283$35.4M$60,0005.75%49%2026
126Centennial Bank273$30.4M$80,0006.00%30%2026
127Cache Valley Bank272$37.4M$100,0005.75%47%2026
128Republic Bank & Trust Company268$42.9M$100,0005.07%49%2026
129Security Bank USA267$22.8M$56,2006.25%84%2026
130Lake City Bank260$32.9M$90,0006.25%69%2026
131Granite Bank258$31.1M$86,3506.50%79%2026
132Cambridge Savings Bank256$20.2M$50,0006.00%49%2024
133Community Banks of Colorado, A Division of NBH Bank255$48.2M$150,0006.75%24%2026
134Centier Bank254$23.7M$50,0006.25%38%2026
135Community State Bank252$32.0M$80,0005.25%70%2026
136Canyon View Federal Credit Union250$20.2M$50,0007.25%70%2026
137MidFirst Bank249$19.1M$51,4009.25%36%2023
138St. Mary's Bank244$14.7M$35,0004.99%93%2026
139HawaiiUSA FCU243$8.5M$25,0005.25%80%2018
140Union Bank and Trust Company242$25.1M$52,0006.00%39%2026
141First Western Bank & Trust239$35.1M$100,0006.00%80%2026
142Northeast Entrepreneur Fund, Inc.232$25.2M$79,0006.50%82%2024
143Sound Credit Union229$10.6M$25,00011.50%63%2026
144Meridian Bank227$39.3M$150,0008.75%25%2026
145Hiawatha National Bank225$29.1M$100,0005.50%40%2025
146St. Mary's CU223$14.2M$48,4005.00%50%2026
147WesBanco Bank, Inc.222$37.7M$100,0006.00%43%2026
14821st Century Bank218$22.8M$70,2505.50%32%2026
149Ultima Bank Minnesota217$25.2M$65,0006.00%67%2026
150Fall River Five Cents Savings Bank d/b/a BankFive216$18.0M$50,0006.00%86%2026
151First Bank of the Lake215$30.9M$100,00010.25%9%2026
152First Hawaiian Bank212$18.0M$62,5006.88%52%2025
153Heritage Bank211$28.8M$100,0006.75%21%2026
154Fidelity Bank208$26.5M$100,0007.63%54%2026
155The Canandaigua National Bank and Trust Company208$21.8M$75,0005.32%62%2026
156America First Federal Credit Union208$7.1M$30,0007.00%12%2024
157Capital Credit Union207$21.4M$50,0006.00%92%2025
158WaFd Bank202$9.2M$30,00011.50%92%2026
159Falcon National Bank198$24.9M$72,8506.63%33%2026
160Hanmi Bank198$14.9M$65,0007.75%7%2026
161The Bank of Missouri197$16.8M$50,0006.00%23%2026
162Univest Bank and Trust Co196$25.5M$75,0005.75%34%2026
163Sunflower Bank195$34.5M$150,0005.75%23%2026
164CIBC Bank USA193$32.8M$100,0006.25%35%2026
165Lake Ridge Bank192$21.0M$73,5006.00%57%2026
166Dollar Bank, A192$15.2M$50,0005.25%83%2021
167First State Bank Nebraska190$19.4M$50,0005.75%43%2026
168First Horizon Bank186$22.6M$77,7506.00%22%2026
169Bank of New Hampshire185$13.3M$45,0006.00%63%2026
170The Cape Cod Five Cents Savings Bank184$15.6M$53,2505.75%59%2026
171Prosperity Bank183$24.4M$96,3006.00%30%2024
172Platinum Bank182$34.5M$125,0007.00%32%2026
173North Country Federal Credit Union182$10.0M$40,0006.50%99%2025
174Middlesex Savings Bank181$19.6M$75,0006.25%74%2026
175Community National Bank181$18.0M$50,0006.50%39%2026
176Clear Mountain Bank, Inc.179$33.0M$105,8004.75%98%2025
177First National Bank178$22.5M$81,0506.00%51%2026
178Mid Penn Bank177$32.5M$100,0005.75%27%2026
179Citizens Bank & Trust Co177$18.4M$55,3005.75%94%2026
180CNB Bank176$23.4M$101,5005.75%56%2026
181Farmers State Bank176$15.7M$69,3005.97%39%2026
182Sunrise Banks176$14.9M$50,0006.50%27%2026
183Bell Bank175$29.5M$125,0006.25%44%2026
184Equity Bank173$26.5M$120,0006.25%34%2026
185Forward Bank173$21.1M$79,9006.00%83%2026
186Capital Bank172$34.3M$150,0006.00%14%2026
187Bank Five Nine172$17.6M$70,0005.25%6%2023
188HAPO Community CU172$16.9M$65,4505.99%88%2026
189Numerica CU172$8.0M$35,0007.00%50%2026
190Tri Counties Bank167$11.9M$56,0007.00%53%2022
191Maine Community Bank166$18.5M$62,8006.94%54%2026
192Merrimack County Savings Bank164$13.7M$50,0005.75%57%2026
193Seacoast National Bank163$25.6M$100,0007.00%13%2026
194Katahdin Trust Company163$14.8M$55,0006.35%48%2026
195First Savings Bank162$26.3M$128,8505.75%62%2026
196Western Commerce Bank162$18.1M$60,0007.75%27%2026
197The Lyons National Bank161$16.4M$75,0005.75%54%2025
198Consumers National Bank158$20.6M$77,3505.25%48%2026
199INTRUST Bank158$16.9M$62,0005.75%33%2026
200Kennebunk Savings Bank158$16.6M$72,5005.25%61%2026
201Mechanics Bank157$21.5M$100,0005.75%24%2025
202Northeast Bank157$14.1M$60,0005.75%1%2025
203Community First Capital Corp157$12.3M$50,0008.13%52%2026
204Bank of Guam156$12.9M$63,0006.50%69%2026
205The Park National Bank154$20.5M$80,0006.00%43%2026
206Thomaston Savings Bank154$18.6M$100,0005.25%87%2026
207Cornerstone Bank154$14.2M$50,0005.75%48%2026
208BrightBridge Credit Union154$9.1M$50,0006.00%92%2024
209Independent Bank153$23.7M$100,0006.00%44%2026
210Enterprise Bank & Trust152$27.1M$150,0006.00%3%2026
211Banc of California150$27.5M$150,0006.00%6%2026
212Busey Bank150$26.6M$150,0006.00%13%2026
213Peoples National Bank150$22.8M$100,0005.50%49%2026
214Frandsen Bank and Trust150$17.7M$80,0006.00%26%2026
215Primis Bank149$15.8M$80,0005.75%30%2020
216The Callaway Bank149$15.5M$53,3005.50%82%2026
217Starion Bank149$15.1M$81,0005.50%83%2026
218Franklin Savings Bank148$15.4M$62,9006.25%94%2026
219Community 1st CU145$15.0M$50,0005.79%84%2026
220Primary Bank144$19.4M$100,0005.75%53%2026
221Union Savings Bank144$15.0M$68,7506.00%92%2024
222Pioneer Bank142$20.5M$100,0006.00%55%2026
223Black Hills FCU137$10.5M$42,3006.50%52%2026
224Peoples Bank of Commerce137$10.2M$50,0006.00%45%2023
225Chemung Canal Trust Company136$18.6M$104,7005.97%96%2026
226Norway Savings Bank135$15.1M$75,0005.25%75%2026
227Colony Bank135$13.3M$100,00014.25%10%2026
228Midland States Bank133$19.1M$75,0005.75%32%2026
229Unity Bank133$14.5M$90,0006.00%24%2025
230Idaho Central CU131$18.1M$100,0008.75%29%2026
231EastRise Federal Credit Union131$10.8M$50,0006.50%94%2026
232Randolph-Brooks FCU131$7.7M$50,0006.50%49%2021
233Baycoast Bank130$15.1M$90,7506.25%90%2026
234Farmers and Merchants Bank of St. Clair130$11.3M$52,7506.00%82%2023
235Emprise Bank129$19.8M$100,0007.00%39%2026
236Fidelity Deposit and Discount Bank128$15.1M$65,5005.88%46%2026
237Honor Bank127$15.3M$90,0005.50%85%2024
238BankPlus127$12.8M$50,0006.00%28%2026
239Community First Bank of the Heartland126$18.0M$67,5006.00%58%2024
240Hawthorn Bank125$15.0M$80,0005.75%42%2026
241Workers FCU125$8.4M$50,0006.25%84%2024
242Security Bank123$23.4M$149,0005.50%45%2025
243First Citizens Bank123$14.1M$80,0006.00%63%2023
244City National Bank of Florida122$27.6M$200,0006.00%26%2026
245Arizona Financial Credit Union122$19.3M$125,0006.00%21%2025
246First Pryority Bank121$24.8M$150,0005.75%61%2026
247CommerceWest Bank121$21.8M$150,0006.49%80%2024
248Peoples Trust Company of St. Albans121$9.1M$50,0006.50%93%2026
249Monson Savings Bank121$9.1M$40,0005.00%98%2023
250Platte Valley Bank119$12.2M$60,0006.00%69%2026

Showing the 250 lenders with the most Express loans. 921 more made fewer than 119 each; their Express counts are on each lender profile.

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. 7(a) loans whose ProcessingMethod is “SBA Express Program”, FY2010 onward. “Latest FY” is the most recent fiscal year with an Express approval, and the current fiscal year is partial. Rates are the initial rate recorded at approval. Methodology.

We are a publisher, not a lender or broker. We never take applications and are never paid by borrowers. Read the full disclosures.