How many SBA loans has FandM Bank approved?

FandM Bank has approved 27 SBA loans totalling $9,682,900 in gross approvals from fiscal year 2010 through the most recent SBA data release. That places it outside the top 500 among all SBA lenders by dollars approved.

What is the typical FandM Bank SBA loan size?

The median gross approval is $175,000, with the middle 80% of loans falling between $30,800 and $410,000. The national median across all SBA lenders is $180,000.

What interest rate does FandM Bank charge on SBA 7(a) loans?

The median initial note rate on FandM Bank's 7(a) approvals is 6.25%, compared with a national median of 6.75%. This is a historical median across all approvals since FY2010, not a quote - SBA 7(a) rates are pegged to a base rate that moves, and your rate depends on loan size, term, and credit profile.

SBA lender · 7(a) program

FandM Bank

FandM Bank has approved 27 SBA loans worth $9.7M since FY2010. Everything below comes from the SBA’s own loan-level records.

National rank

<0.01% of all SBA dollars

Total approved

$9.7M

FY2010 onward

Loans

Median loan

$175,000

-3% vs national

Median rate

6.25%

-0.50 pts vs national

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Reading the record

What FandM Bank’s numbers say

FandM Bank sits in the long tail of the SBA lending field, having approved 27 loans for a gross total of $9.7M since fiscal 2010. Its median loan of $175,000 is close to the $180,000 national median.

The median initial note rate across its 7(a) approvals is 6.25%, 0.50 points below the national median of 6.75%. Rate medians drawn across fifteen years reflect the mix of loan sizes and vintages a lender wrote as much as its pricing posture - a lender that grew fastest during a high-rate stretch will look expensive here even if its spread was ordinary.

Roughly 11% of its approvals went to businesses the SBA classified as new rather than existing, against 11% nationally.

Where FandM Bank lends

State	Loans	Share
Oklahoma	25
Nebraska	2

What it lends against

Industry	Loans	Share
All Other Consumer Goods Rental	5
Support Activities for Oil and Gas Operations	4
Commercial and Institutional Building Construction	2
Other Nonhazardous Waste Treatment and Disposal	1
Water Supply and Irrigation Systems	1
All Other Miscellaneous Fabricated Metal Product Manufacturing	1
All Other Plastics Product Manufacturing	1
Pharmacies and Drug Stores	1

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Questions about FandM Bank

How many SBA loans has FandM Bank approved?: FandM Bank has approved 27 SBA loans totalling $9,682,900 in gross approvals from fiscal year 2010 through the most recent SBA data release. That places it outside the top 500 among all SBA lenders by dollars approved.
What is the typical FandM Bank SBA loan size?: The median gross approval is $175,000, with the middle 80% of loans falling between $30,800 and $410,000. The national median across all SBA lenders is $180,000.
What interest rate does FandM Bank charge on SBA 7(a) loans?: The median initial note rate on FandM Bank's 7(a) approvals is 6.25%, compared with a national median of 6.75%. This is a historical median across all approvals since FY2010, not a quote - SBA 7(a) rates are pegged to a base rate that moves, and your rate depends on loan size, term, and credit profile.

Where to go from here

SBA lending in Oklahoma

Every lender active in the state, ranked, with local medians.

Compare every SBA lender

The full leaderboard, sortable by volume, rate, size, and losses.

How SBA 7(a) loans work

Eligibility, caps, fees, timelines, and what the rate is actually pegged to.

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