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Independent research · Not a lender or broker · We never take applications|Disclosures

SBA lender · 7(a) program

New Horizon Bank

New Horizon Bank has approved 31 SBA loans worth $8.8M since FY2010. Everything below comes from the SBA’s own loan-level records.

National rank

-

<0.01% of all SBA dollars

Total approved

$8.8M

FY2010 onward

Loans

31

Median loan

$150,000

-17% vs national

Median rate

6.25%

-0.50 pts vs national

Charge-off rate

-

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Reading the record

What New Horizon Bank’s numbers say

New Horizon Bank sits in the long tail of the SBA lending field, having approved 31 loans for a gross total of $8.8M since fiscal 2010. Its median loan of $150,000 is close to the $180,000 national median.

The median initial note rate across its 7(a) approvals is 6.25%, 0.50 points below the national median of 6.75%. Rate medians drawn across fifteen years reflect the mix of loan sizes and vintages a lender wrote as much as its pricing posture - a lender that grew fastest during a high-rate stretch will look expensive here even if its spread was ordinary.

Roughly 0% of its approvals went to businesses the SBA classified as new rather than existing, against 11% nationally - a book weighted toward established operators.

Where New Horizon Bank lends

StateLoansShare
Virginia31

What it lends against

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Questions about New Horizon Bank

How many SBA loans has New Horizon Bank approved?
New Horizon Bank has approved 31 SBA loans totalling $8,829,700 in gross approvals from fiscal year 2010 through the most recent SBA data release. That places it outside the top 500 among all SBA lenders by dollars approved.
What is the typical New Horizon Bank SBA loan size?
The median gross approval is $150,000, with the middle 80% of loans falling between $53,500 and $365,000. The national median across all SBA lenders is $180,000.
What interest rate does New Horizon Bank charge on SBA 7(a) loans?
The median initial note rate on New Horizon Bank's 7(a) approvals is 6.25%, compared with a national median of 6.75%. This is a historical median across all approvals since FY2010, not a quote - SBA 7(a) rates are pegged to a base rate that moves, and your rate depends on loan size, term, and credit profile.

Where to go from here

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