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Independent research · Not a lender or broker · We never take applications|Disclosures

SBA lender · 7(a) program

Northbrook Bank & Trust Company

Northbrook Bank & Trust Company has approved 43 SBA loans worth $17.5M since FY2010. Everything below comes from the SBA’s own loan-level records.

National rank

-

<0.01% of all SBA dollars

Total approved

$17.5M

FY2010 onward

Loans

43

Median loan

$300,500

+67% vs national

Median rate

5.80%

-0.95 pts vs national

Charge-off rate

-

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Reading the record

What Northbrook Bank & Trust Company’s numbers say

Northbrook Bank & Trust Company sits in the long tail of the SBA lending field, having approved 43 loans for a gross total of $17.5M since fiscal 2010. Its median loan of $300,500 is substantially larger than the $180,000 national median, which usually signals a focus on real-estate-backed or acquisition deals rather than small working-capital notes.

The median initial note rate across its 7(a) approvals is 5.80%, 0.95 points below the national median of 6.75%. Rate medians drawn across fifteen years reflect the mix of loan sizes and vintages a lender wrote as much as its pricing posture - a lender that grew fastest during a high-rate stretch will look expensive here even if its spread was ordinary.

Roughly 22% of its approvals went to businesses the SBA classified as new rather than existing, against 11% nationally - a meaningfully greater appetite for startups than the average SBA lender.

Where Northbrook Bank & Trust Company lends

StateLoansShare
Illinois43

What it lends against

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Questions about Northbrook Bank & Trust Company

How many SBA loans has Northbrook Bank & Trust Company approved?
Northbrook Bank & Trust Company has approved 43 SBA loans totalling $17,497,800 in gross approvals from fiscal year 2010 through the most recent SBA data release. That places it outside the top 500 among all SBA lenders by dollars approved.
What is the typical Northbrook Bank & Trust Company SBA loan size?
The median gross approval is $300,500, with the middle 80% of loans falling between $75,000 and $990,000. The national median across all SBA lenders is $180,000.
What interest rate does Northbrook Bank & Trust Company charge on SBA 7(a) loans?
The median initial note rate on Northbrook Bank & Trust Company's 7(a) approvals is 5.80%, compared with a national median of 6.75%. This is a historical median across all approvals since FY2010, not a quote - SBA 7(a) rates are pegged to a base rate that moves, and your rate depends on loan size, term, and credit profile.

Where to go from here

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