How much do lenders finance for a 101 Mobility franchise?

The median SBA loan approved for a 101 Mobility franchise is $150,000, with the middle 80% of loans between $50,000 and $488,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance 101 Mobility franchises?

By dollars approved, the most active SBA lenders for 101 Mobility have been First Bank of the Lake, Needham Bank, Columbia Bank, Carolina Small Business Development Fund. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are 101 Mobility SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a 101 Mobility franchise

SBA lenders have approved 26 loans against the 101 Mobility brand since FY2010, totalling $5.6M. The median approval was $150,000. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#810

of 1,651 brands

Loans approved

FY2010 onward

Median loan

$150,000

Typical range

$50K-$488K

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed 101 Mobility

Lender	Loans	Approved
First Bank of the Lake	1	$958K
Needham Bank	3	$650K
Columbia Bank	1	$630K
Carolina Small Business Development Fund	2	$580K
The Bank of Houston	1	$488K
The Huntington National Bank	3	$408K
Happen Bank	1	$303K
United Midwest Savings Bank	2	$260K

Geography

Where 101 Mobility units were financed

State	Loans	Share
Massachusetts	3
Texas	2
Indiana	2
Idaho	2
Illinois	2
North Carolina	2
California	1
New York	1

Approvals by fiscal year

’14

’15

’16

’17

’18

’19

’20

’22

’24

’25

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
8%
$50K - $150K
38%
$150K - $350K
42%
$350K - $1M
12%

Financing a 101 Mobility: common questions

How much do lenders finance for a 101 Mobility franchise?: The median SBA loan approved for a 101 Mobility franchise is $150,000, with the middle 80% of loans between $50,000 and $488,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance 101 Mobility franchises?: By dollars approved, the most active SBA lenders for 101 Mobility have been First Bank of the Lake, Needham Bank, Columbia Bank, Carolina Small Business Development Fund. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are 101 Mobility SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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