How much do SBA lenders typically lend to a all other health and personal care retailers business?

The median SBA approval in NAICS 456199 is $150,000, with the middle 80% of loans between $31,400 and $960,000. Across all industries the median is $180,000.

Which lenders are most active in all other health and personal care retailers?

By dollars approved: The Huntington National Bank, Newtek Bank, First Internet Bank of Indiana, Northeast Bank, California Statewide Certified Development Corporation. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

NAICS 456199 · Retail

SBA loans for all other health and personal care retailers

371 SBA loans worth $134.2M have been approved in this industry since FY2010 - the #405 most-financed NAICS code in the country.

Median loan

$150,000

-17% vs all industries

Typical range

$31K-$960K

Middle 80%

Median rate

10.25%

7(a) initial note rate

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
The Huntington National Bank	62	$14.1M
Newtek Bank	34	$9.9M
First Internet Bank of Indiana	6	$8.1M
Northeast Bank	40	$7.4M
California Statewide Certified Development Corporation	5	$7.4M
Wells Fargo Bank	8	$5.7M
Capital Certified Development Corporation	1	$3.7M
First Bank of the Lake	8	$3.2M
Readycap Lending, LLC	12	$3.2M
Pinnacle Bank	1	$2.9M

Geography

Where these loans were made

State	Loans	Share
California	48
Texas	45
Florida	44
Ohio	20
New York	17
Georgia	15
Utah	13
Indiana	10

Approvals by fiscal year

’22

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
15%
$50K - $150K
29%
$150K - $350K
28%
$350K - $1M
19%
$1M - $2M
7%
Over $2M
3%

Nearby

Other retail industries

See the sector

All Other Miscellaneous Store Retailers4,300 · $107,450 Sporting Goods Stores3,679 · $121,000 Gasoline Stations with Convenience Stores2,813 · $1,292,200 Electronic Shopping and Mail-Order Houses2,417 · $100,000 Clothing and Clothing Accessories Retailers2,378 · $135,000 Other Direct Selling Establishments2,300 · $150,000 Electronic Shopping2,110 · $50,000 All Other Miscellaneous Retailers1,536 · $150,000

Common questions

How much do SBA lenders typically lend to a all other health and personal care retailers business?: The median SBA approval in NAICS 456199 is $150,000, with the middle 80% of loans between $31,400 and $960,000. Across all industries the median is $180,000.
Which lenders are most active in all other health and personal care retailers?: By dollars approved: The Huntington National Bank, Newtek Bank, First Internet Bank of Indiana, Northeast Bank, California Statewide Certified Development Corporation. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

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