How much do lenders finance for a AAMCO Transmissions and Total Car Care franchise?

The median SBA loan approved for a AAMCO Transmissions and Total Car Care franchise is $309,000, with the middle 80% of loans between $75,000 and $1,045,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.

Which lenders finance AAMCO Transmissions and Total Car Care franchises?

By dollars approved, the most active SBA lenders for AAMCO Transmissions and Total Car Care have been Live Oak Banking Company, Newtek Small Business Finance, Inc., First Bank of the Lake, CIBC Bank USA. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.

How long are AAMCO Transmissions and Total Car Care SBA loans?

The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Franchise financing

Financing a AAMCO Transmissions and Total Car Care franchise

SBA lenders have approved 119 loans against the AAMCO Transmissions and Total Car Care brand since FY2010, totalling $57.4M. The median approval was $309,000. These are loans that actually closed - not projections from a disclosure document.

Rank by loan count

#163

of 1,651 brands

Loans approved

119

FY2010 onward

Median loan

$309,000

Typical range

$75K-$1.0M

Middle 80% of loans

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Who financed AAMCO Transmissions and Total Car Care

Lender	Loans	Approved
Live Oak Banking Company	8	$6.0M
Newtek Small Business Finance, Inc.	15	$5.2M
First Bank of the Lake	4	$4.0M
CIBC Bank USA	4	$3.0M
Texas Capital Bank	1	$2.7M
Citizens Bank	5	$2.6M
Fulton Bank	3	$2.5M
The Huntington National Bank	10	$2.4M

Geography

Where AAMCO Transmissions and Total Car Care units were financed

State	Loans	Share
Texas	22
Florida	14
Pennsylvania	9
North Carolina	9
South Carolina	6
Virginia	6
New Jersey	6
California	5

Approvals by fiscal year

’10

’14

’17

’18

’19

’20

’21

’22

’23

’24

’25

’26

Loan count by fiscal year - a rough proxy for how fast the brand was opening units. Final bar is a partial year.

Loan sizes

Under $50K
3%
$50K - $150K
18%
$150K - $350K
37%
$350K - $1M
31%
$1M - $2M
10%
Over $2M
2%

Financing a AAMCO Transmissions and Total Car Care: common questions

How much do lenders finance for a AAMCO Transmissions and Total Car Care franchise?: The median SBA loan approved for a AAMCO Transmissions and Total Car Care franchise is $309,000, with the middle 80% of loans between $75,000 and $1,045,000. That is the financed portion only - it excludes the buyer's equity injection, which SBA lenders typically require at 10% or more of total project cost for a business acquisition or new franchise unit.
Which lenders finance AAMCO Transmissions and Total Car Care franchises?: By dollars approved, the most active SBA lenders for AAMCO Transmissions and Total Car Care have been Live Oak Banking Company, Newtek Small Business Finance, Inc., First Bank of the Lake, CIBC Bank USA. Many franchise brands also maintain their own lists of preferred lenders, which may differ from who has historically approved the most volume.
How long are AAMCO Transmissions and Total Car Care SBA loans?: The median term is 10 yr. SBA 7(a) terms run up to 10 years for working capital and equipment, and up to 25 years when the loan is secured by real estate - so a longer median usually means the loans included property.

Compare other brands

Median loan size and charge-off rate across every franchise in the SBA record.

How SBA 7(a) works

The programme most franchise buyers use, explained end to end.

Buying a franchise with an SBA loan

Equity injection, the franchise directory, and what lenders check.

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