How much do SBA lenders typically lend to a specialized automotive repair business?

The median SBA approval in NAICS 811114 is $200,000, with the middle 80% of loans between $25,000 and $1,450,500. Across all industries the median is $180,000.

Which lenders are most active in specialized automotive repair?

By dollars approved: Live Oak Banking Company, Newtek Bank, First Internet Bank of Indiana, U.S. Bank, Northeast Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

NAICS 811114 · Other Services

SBA loans for specialized automotive repair

325 SBA loans worth $165.4M have been approved in this industry since FY2010 - the #434 most-financed NAICS code in the country.

Median loan

$200,000

+11% vs all industries

Typical range

$25K-$1.5M

Middle 80%

Median rate

10.25%

7(a) initial note rate

Median term

10 yr

Charge-off rate

Cohort too small

Source: U.S. Small Business Administration, SBA 7(a) and 504 FOIA data, as of 2026-06-30. Approvals from FY2010 onward. How we calculate this.

Lenders

Most active in this industry

Lender	Loans	Approved
Live Oak Banking Company	9	$17.3M
Newtek Bank	12	$9.0M
First Internet Bank of Indiana	6	$8.5M
U.S. Bank	25	$7.3M
Northeast Bank	33	$6.2M
Port 51 Lending LLC	3	$5.9M
The Huntington National Bank	21	$5.8M
First Commonwealth Bank	2	$5.4M
T Bank	1	$5.0M
Citizens Bank	3	$4.6M

Geography

Where these loans were made

State	Loans	Share
California	44
Texas	29
Florida	26
Colorado	16
Pennsylvania	15
Washington	13
Illinois	12
Ohio	11

Approvals by fiscal year

’21

’22

’23

’24

’25

’26

Loan count. Final bar is a partial fiscal year.

Loan sizes

Under $50K
21%
$50K - $150K
22%
$150K - $350K
22%
$350K - $1M
22%
$1M - $2M
7%
Over $2M
6%

Nearby

Other other services industries

See the sector

General Automotive Repair16,083 · $190,000 Beauty Salons14,068 · $85,000 Other Personal Care Services7,830 · $175,000 All Other Personal Services7,488 · $144,000 Pet Care (except Veterinary) Services6,530 · $195,850 Car Washes5,876 · $773,000 Automotive Body, Paint, and Interior Repair and Maintenance5,872 · $240,000 Drycleaning and Laundry Services3,976 · $200,000

Common questions

How much do SBA lenders typically lend to a specialized automotive repair business?: The median SBA approval in NAICS 811114 is $200,000, with the middle 80% of loans between $25,000 and $1,450,500. Across all industries the median is $180,000.
Which lenders are most active in specialized automotive repair?: By dollars approved: Live Oak Banking Company, Newtek Bank, First Internet Bank of Indiana, U.S. Bank, Northeast Bank. A lender's experience in your NAICS code matters - underwriters who have seen a hundred deals like yours ask better questions and move faster.

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